WSBKLOW SIGNALFINANCIAL10-Q

WSBK updated its securities portfolio disclosures showing modest changes in the composition and fair values of available-for-sale and held-to-maturity government-sponsored enterprise obligations and mortgage-backed securities.

The changes reflect routine quarter-over-quarter portfolio rebalancing and market valuation adjustments typical for a regional bank's investment securities holdings. The updated maturity buckets and fair value measurements indicate normal portfolio management activities with no apparent material shifts in credit quality or duration risk exposure.

Comparing 2026-02-11 vs 2025-11-12View on EDGAR →
LANGUAGE CHANGES
NEW — 2026-02-11
PRIOR — 2025-11-12
ADDED
Government- sponsored enterprise obligations $ 16,276 $ 16 $ ( 16 ) $ 16,276 U.S.
Government- sponsored enterprise residential mortgage- backed securities 37,363 568 ( 17 ) 37,914 Corporate bonds and obligations 10,410 ( 746 ) 9,664 Total securities available for sale $ 64,049 $ 584 $ ( 779 ) $ 63,854 Securities Held to Maturity U.S.
Government-sponsored enterprise obligations $ 30,719 $ 7 $ ( 713 ) $ 30,013 U.S.
Government- sponsored enterprise residential mortgage- backed securities 16,988 169 ( 149 ) 17,008 Corporate bonds and obligations 9,265 ( 779 ) 8,486 Municipal bonds 1,921 298 ( 72 ) 2,147 Total securities held to maturity $ 58,893 $ 474 $ ( 1,713 ) $ 57,654 11 June 30, 2025 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In thousands) Securities Available for Sale U.S.
Available for Sale Held to Maturity Amortized Cost Fair Value Amortized Cost Fair Value (In thousands) Within 1 year $ $ $ 2,453 $ 2,442 Over 1 year through 5 years 10,410 9,664 29,457 28,223 Over 5 years through 10 years 6,994 6,995 Over 10 years 9,282 9,281 9,995 9,981 26,686 25,940 41,905 40,646 U.S.
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REMOVED
and Subsidiaries Consolidated Sta tements of Comprehensive Income (Loss) (unaudited) Three months ended September 30, 2025 2024 (In thousands) Net income (loss) $ 962 $ ( 632 ) Other comprehensive income: Securities available for sale: Unrealized holding gains 480 744 Reclassification adjustment for losses realized in income 317 Net unrealized gains 797 744 Tax effect ( 183 ) ( 167 ) Net-of-tax amount 614 577 Comprehensive income (loss) $ 1,576 $ ( 55 ) The accompanying notes are an integral part of these consolidated financial statements.
Government- sponsored enterprise obligations $ 13,282 $ 10 $ ( 30 ) $ 13,262 U.S.
Government- sponsored enterprise residential mortgage- backed securities 31,386 470 ( 2 ) 31,854 Corporate bonds and obligations 10,441 ( 825 ) 9,616 Total securities available for sale $ 55,109 $ 480 $ ( 857 ) $ 54,732 Securities Held to Maturity U.S.
Government-sponsored enterprise obligations $ 30,720 $ 10 $ ( 850 ) $ 29,880 U.S.
Government- sponsored enterprise residential mortgage- backed securities 18,682 154 ( 187 ) 18,649 Corporate bonds and obligations 9,288 ( 834 ) 8,454 Municipal bonds 1,933 290 ( 79 ) 2,144 Total securities held to maturity $ 60,623 $ 454 $ ( 1,950 ) $ 59,127 10 June 30, 2025 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (In thousands) Securities Available for Sale U.S.
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