WHRHIGH SIGNALOPERATIONAL10-K

Whirlpool achieved a dramatic operational turnaround with operating income surging 486% to $838M and returning to profitability at $318M net income, but cash generation deteriorated significantly with operating cash flow declining 44%.

This represents a major operational inflection point for Whirlpool, demonstrating the company's ability to dramatically improve profitability despite challenging market conditions. However, the significant deterioration in cash generation and 47% decline in cash reserves raises questions about the sustainability of this turnaround and the company's liquidity position going forward.

Comparing 2026-02-11 vs 2025-02-13View on EDGAR →
FINANCIAL ANALYSIS

Whirlpool delivered exceptional profit improvement with operating income jumping 486% and swinging from a $323M loss to $318M profit, while revenue declined from $17B to $16B indicating strong margin expansion. However, the financial picture is mixed as operating cash flow plummeted 44% to $470M and cash reserves fell nearly in half to $669M, despite reduced current liabilities and dividend cuts. The combination of dramatically improved profitability but weakened cash generation and liquidity suggests potential working capital challenges or one-time benefits that investors should scrutinize carefully.

FINANCIAL STATEMENT CHANGES
Operating Income
P&L
+486%
$143.0M$838.0M

Operating leverage kicking in — revenue growth outpacing cost growth, a hallmark of scaling businesses.

Net Income
P&L
+198.5%
-$323.0M$318.0M

Net income grew 198.5% — bottom-line growth signals improving overall business health.

Interest Expense
P&L
+84.7%
$190.0M$351.0M

Interest expense surged 84.7% — significant debt increase or rising rates materially impacting earnings.

Cash & Equivalents
Balance Sheet
-47.5%
$1.3B$669.0M

Cash declined 47.5% — significant cash burn or deployment; verify adequacy of remaining liquidity runway.

Operating Cash Flow
Cash Flow
-43.7%
$835.0M$470.0M

Operating cash flow fell 43.7% — earnings quality concerns; investigate working capital changes and non-cash items.

Dividends Paid
Cash Flow
-21.9%
$384.0M$300.0M

Dividend reduced 21.9% — monitor management commentary on capital allocation priorities.

Inventory
Balance Sheet
+13.4%
$2.0B$2.3B

Inventory built 13.4% — monitor whether demand supports this build or if write-downs may follow.

Current Liabilities
Balance Sheet
-11.1%
$7.3B$6.5B

Current liabilities reduced — improved short-term financial position and working capital health.

LANGUAGE CHANGES
NEW — 2026-02-11
PRIOR — 2025-02-13
ADDED
On February 6, 2026, the registrant had 56,518,699 shares of common stock outstanding.
Management's Discussion and Analysis of Financial Condition and Results of Operations 32 Item 7A.
Whirlpool had approximately $16 billion in annual net sales and 41,000 employees in 2025.
As of December 31, 2025, the operations previously reported within the MDA Asia segment are no longer reported as a segment as a result of the deconsolidation of Whirlpool India.
Prior period segment information has been recast to retrospectively reflect this change.
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REMOVED
On February 7, 2025, the registrant had 55,382,815 shares of common stock outstanding.
Management's Discussion and Analysis of Financial Condition and Results of Operations 34 Item 7A.
Whirlpool had approximately $17 billion in annual net sales and 44,000 employees in 2024.
Below are the key components of our strategic architecture for 2024.
4 Reconciliations to equivalent GAAP net earnings measures are not provided as EBIT percentages presented above represent our expectations for these business lines and are not provided with respect to results for any specific period.
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