WFCMEDIUM SIGNALFINANCIAL10-K

Wells Fargo expanded its balance sheet notably with assets growing to $2.1 trillion and total liabilities increasing to $2.0 trillion, while reducing share count by over 200 million shares.

The balance sheet expansion reflects meaningful business growth, with loan portfolio increasing from $912.7 billion to $986.2 billion alongside asset growth of 11.3%. The substantial share count reduction from 3.29 billion to 3.09 billion shares indicates continued capital return to shareholders through buybacks, which should benefit earnings per share.

Comparing 2026-02-24 vs 2025-02-25View on EDGAR →
FINANCIAL ANALYSIS

Wells Fargo demonstrated balanced growth with both assets and liabilities expanding at similar rates of approximately 11-12%, suggesting disciplined expansion rather than excessive leverage buildup. The loan portfolio grew meaningfully while deposits remained stable at $1.4 trillion, indicating improved loan-to-deposit utilization. Stockholders' equity increased modestly to $181.1 billion from $179.1 billion, reflecting solid capital position maintenance during the growth phase.

FINANCIAL STATEMENT CHANGES
Total Liabilities
Balance Sheet
+12.4%
$1.7T$2.0T

Liabilities increased 12.4% — monitor debt-to-equity ratio and interest coverage.

Total Assets
Balance Sheet
+11.3%
$1.9T$2.1T

Asset base grew 11.3% — expansion through organic growth, acquisitions, or capital deployment.

LANGUAGE CHANGES
NEW — 2026-02-24
PRIOR — 2025-02-25
ADDED
wfc-20251231_d2 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C.
At February 13, 2026, 3,085,635,641 shares of common stock were outstanding.
At December 31, 2025, we had assets of approximately $2.1 trillion, loans of $986.2 billion, deposits of $1.4 trillion and stockholders equity of $181.1 billion.
(the Bank) was the Company s principal subsidiary with assets of $1.8 trillion, or 85% of the Company s assets.
We provide consumer financial products and services including checking and savings accounts, credit and debit cards, and home, auto, personal, and small business lending.
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REMOVED
At February 14, 2025, 3,288,186,582 shares of common stock were outstanding.
At December 31, 2024, we had assets of approximately $1.9 trillion, loans of $912.7 billion, deposits of $1.4 trillion and stockholders equity of $179.1 billion.
was the Company s principal subsidiary with assets of $1.7 trillion, or 88% of the Company s assets.
We provide consumer financial products and services including checking and savings accounts, credit and debit cards, and auto, residential mortgage, and small business lending.
In addition, we offer financial planning, private banking, investment management, and fiduciary services.
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