VRSKHIGH SIGNALFINANCIAL10-K

VRSK experienced a dramatic 648% surge in cash to $2.2B alongside substantial increases in debt (+54%) and current liabilities (+86%), suggesting a major financing event or acquisition.

The massive cash increase combined with higher debt levels indicates VRSK likely completed a significant financing transaction, possibly to fund a large acquisition or strategic initiative. While the company maintained strong operating cash flow growth of 25.5%, the substantial increase in current liabilities and debt warrants close monitoring of how this capital will be deployed.

Comparing 2026-02-18 vs 2025-02-26View on EDGAR →
FINANCIAL ANALYSIS

VRSK's balance sheet underwent a dramatic transformation with cash surging 648% to $2.2B while total debt increased 54% to $4.8B, indicating substantial new financing activity. The company showed healthy operational momentum with operating cash flow growing 25.5% to $1.4B and continued R&D investment up 16%, though share buybacks declined 38% to $624M. Overall, the financial picture suggests VRSK raised significant capital for strategic purposes while maintaining strong underlying business performance, but the magnitude of balance sheet changes and increased leverage create important questions about capital allocation and execution risk.

FINANCIAL STATEMENT CHANGES
Cash & Equivalents
Balance Sheet
+648%
$291.2M$2.2B

Cash position surged 648% — strong cash generation or capital raise providing significant financial cushion.

Stockholders Equity
Balance Sheet
+208.7%
$100.1M$309.0M

Equity base grew 208.7% — retained earnings accumulation or equity issuance strengthening the balance sheet.

Current Assets
Balance Sheet
+203.4%
$911.6M$2.8B

Current assets grew 203.4% — improving short-term liquidity or inventory/receivables build.

Current Liabilities
Balance Sheet
+85.7%
$1.2B$2.3B

Current liabilities surged 85.7% — significant near-term obligations; verify ability to meet short-term debt.

Total Debt
Balance Sheet
+54.4%
$3.1B$4.8B

Debt increased 54.4% — substantial leverage increase; assess whether deployed for growth or covering losses.

Total Assets
Balance Sheet
+45.3%
$4.3B$6.2B

Asset base grew 45.3% — expansion through organic growth, acquisitions, or capital deployment.

Total Liabilities
Balance Sheet
+41.5%
$4.2B$5.9B

Liabilities grew 41.5% — significant increase in debt or obligations, assess impact on financial flexibility.

Share Buybacks
Cash Flow
-37.9%
$1.0B$624.0M

Buyback activity reduced 37.9% — capital being redeployed elsewhere or cash conservation underway.

Operating Cash Flow
Cash Flow
+25.5%
$1.1B$1.4B

Operating cash flow grew 25.5% — strong conversion of earnings to cash, healthy business fundamentals.

R&D Expense
P&L
+15.9%
$35.3M$40.9M

R&D investment increased 15.9% — signals commitment to future product development, though near-term margin impact.

LANGUAGE CHANGES
NEW — 2026-02-18
PRIOR — 2025-02-26
ADDED
Shavel Chief Executive Officer, President and director true December 11, 2025 December 31, 2026 Elizabeth D.
Included in "Depreciation and amortization of fixed assets" in our accompanying condensed consolidated statements of operations Refer to Note 8.
As of February 13, 2026, there were 137,941,888 shares outstanding of the registrant's Common Stock, par value $.001.
Our subscription business model, as well as our ability to build solutions that serve the insurance industry at large, helps drive core operating leverage.
On May 23, 2008, in contemplation of our initial public offering ("IPO"), ISO formed Verisk, a Delaware corporation, to be the holding company for our business.
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REMOVED
Shavel Chief Executive Officer, President and director true November 25, 2024 December 31, 2025 Elizabeth D.
As of February 21, 2025, there were 140,276,165 shares outstanding of the registrant's Common Stock, par value $.001.
We also divested our specialized markets and financial services businesses in March 2022 and April 2022, respectively.
Our business aims to build upon our competitive advantages and capitalizing on our scale and position within the industry.
Our subscription business model as well as our ability to build solutions that serve the insurance industry at large helps drive core operating leverage.
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