UFPIHIGH SIGNALFINANCIAL10-K

UFPI experienced a significant profitability decline despite revenue growth, with net income falling 29% and operating income dropping 26% while revenues expanded 22%.

This represents a concerning disconnect between top-line growth and bottom-line performance, suggesting either margin compression from competitive pressures, higher input costs, or operational inefficiencies. The substantial decline in profitability despite growing sales indicates the company may be sacrificing margins for market share or facing structural cost pressures that could persist.

Comparing 2026-02-25 vs 2025-02-26View on EDGAR →
FINANCIAL ANALYSIS

UFPI's fiscal 2026 results present a mixed but concerning picture, with revenues growing meaningfully by 22% to $3.9 billion while profitability deteriorated significantly across key metrics. Net income declined 29% to $294.8 million and operating income fell 26% to $363.9 million, reflecting substantial margin compression as gross profit actually decreased 14% despite higher sales volumes. The company's cash position weakened with cash and equivalents dropping 22% to $914 million, while operating cash flow declined 15%, suggesting the business may be consuming more working capital to support its revenue growth.

FINANCIAL STATEMENT CHANGES
Net Income
P&L
-28.9%
$414.6M$294.8M

Net income declined 28.9% — review whether driven by operations, interest costs, or non-recurring items.

Operating Income
P&L
-26.1%
$492.2M$363.9M

Operating profitability softening — costs rising faster than revenue, watch for margin recovery plan.

Cash & Equivalents
Balance Sheet
-22%
$1.2B$914.2M

Cash decreased 22% — monitor burn rate and upcoming capital needs.

Revenue
P&L
+21.6%
$3.2B$3.9B

Revenue growing 21.6% — solid top-line momentum, watch margins for quality of growth.

Dividends Paid
Cash Flow
+15.9%
$58.9M$68.2M

Dividend payments increased 15.9% — management confidence in sustained cash generation.

Operating Cash Flow
Cash Flow
-15.1%
$642.6M$545.7M

Operating cash flow softened — monitor whether temporary working capital timing or structural deterioration.

Gross Profit
P&L
-13.6%
$1.2B$1.1B

Gross margin compression — rising input costs, pricing pressure, or unfavorable product mix shift.

LANGUAGE CHANGES
NEW — 2026-02-25
PRIOR — 2025-02-26
ADDED
excluding shares held by executive officers, directors, and control persons as defined in Rule 405, 17 CFR 230.405) on June 27, 2025 (which was the last trading day of the registrant s second quarter in the fiscal year ended December 27, 2025) was $ 5,506,165,241 computed at the closing price of $99.78 on that date.
As of January 31, 2026, 56,594,928 shares of the registrant s common stock, $1 par value, were outstanding.
For information relating to current developments in our business please see "Management s Discussion and Analysis of Financial Condition and Results of Operations" in Item 7 below.
Our business segments consist of UFP Retail Solutions ( Retail ), UFP Packaging ( Packaging ) and UFP Construction ( Construction ), and align with the end markets we serve.
The exception to this market-centered reporting and management structure is our International segment, which comprises our packaging operations in Mexico, Canada, Spain, India and Australia, and sales and buying offices in other parts of the world, and our Ardellis segment, which represents our wholly owned fully licensed captive insurance company based in Bermuda.
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REMOVED
excluding shares held by executive officers, directors, and control persons as defined in Rule 405, 17 CFR 230.405) on June 29, 2024 (which was the last trading day of the registrant s second quarter in the fiscal year ended December 28, 2024) was $ 6,374,807,220 computed at the closing price of $111.42 on that date.
As of February 1, 2025, 60,662,743 shares of the registrant s common stock, $1 par value, were outstanding.
Our business segments consist of UFP Retail Solutions, UFP Packaging and UFP Construction and align with the end markets we serve.
Among other things, this structure allows for a specialized and consistent sales approach among Company operations, efficient use of resources and capital, and quicker introduction of new products and services.
The exception to this market-centered reporting and management structure is our International segment, which comprises our Mexico, Canada, Spain, India, United Arab Emirates and Australia operations, and sales and buying offices in other parts of the world.
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