UEMEDIUM SIGNALFINANCIAL10-K

Urban Edge Properties showed strong operational improvement with operating income tripling to $121.9M, but credit losses spiked nearly 20x to $27.9M indicating potential asset quality concerns.

The dramatic increase in operating income suggests improved property performance and operational efficiency gains. However, the massive surge in credit losses from $1.4M to $27.9M raises questions about tenant quality and collection issues that could impact future cash flows.

Comparing 2026-02-11 vs 2025-02-12View on EDGAR →
FINANCIAL ANALYSIS

Urban Edge delivered mixed but overall positive financial results, with operating cash flow growing 19.3% to $182.7M and net income increasing 28.9% to $93.5M, while cash position strengthened to $48.9M. The standout metric was operating income surging 210.9% to $121.9M, demonstrating strong operational leverage. However, the 1,913% spike in credit loss provisions to $27.9M suggests emerging tenant credit concerns that investors should monitor closely, though the strong overall cash generation indicates the company remains financially healthy.

FINANCIAL STATEMENT CHANGES
Provision for Credit Losses
P&L
+1913.7%
$1.4M$27.9M

Credit loss provisions surged 1913.7% — management flagging significant deterioration in loan quality ahead.

Operating Income
P&L
+210.9%
$39.2M$121.9M

Operating leverage kicking in — revenue growth outpacing cost growth, a hallmark of scaling businesses.

Net Income
P&L
+28.9%
$72.6M$93.5M

Net income grew 28.9% — bottom-line growth signals improving overall business health.

Operating Cash Flow
Cash Flow
+19.3%
$153.2M$182.7M

Operating cash flow grew 19.3% — strong conversion of earnings to cash, healthy business fundamentals.

Cash & Equivalents
Balance Sheet
+18.1%
$41.4M$48.9M

Cash grew 18.1% — improving liquidity position supports investment and shareholder returns.

LANGUAGE CHANGES
NEW — 2026-02-11
PRIOR — 2025-02-12
ADDED
As of February 6, 2026, Urban Edge Properties had 125,956,087 common shares outstanding.
As of December 31, 2025, UE owned an approximate 94.9% ownership interest in UELP.
The remaining approximate 5.1% interest is owned by other limited partners.
These sources may include working capital, net cash provided by operating activities, borrowings under its unsecured line of credit and term loans, the issuance of secured and unsecured debt and equity securities and proceeds received from the disposition of certain properties.
Our portfolio is currently comprised of 69 shopping centers, two outlet centers and two malls totaling approximately 17.2 million square feet ( sf ) of gross leasable area with a consolidated occupancy rate of 90.1%.
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REMOVED
As of February 6, 2025, Urban Edge Properties had 125,459,966 common shares outstanding.
As of December 31, 2024, UE owned an approximate 95.2% ownership interest in UELP.
The remaining approximate 4.8% interest is owned by other limited partners.
These sources may include working capital, net cash provided by operating activities, borrowings under the revolving credit agreement, the issuance of secured and unsecured debt and equity securities and proceeds received from the disposition of certain properties.
Our portfolio is currently comprised of 71 shopping centers, two outlet centers and two malls totaling approximately 17.4 million square feet ( sf ) of gross leasable area with a consolidated occupancy rate of 91.7%.
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