TWIHIGH SIGNALFINANCIAL10-K

TWI experienced a dramatic deterioration in profitability with net losses expanding over 10-fold to -$63.5M while operating cash flow collapsed by 79% to $30M.

The massive swing from -$5.6M to -$63.5M in net losses, despite only a 37% decline in operating income, suggests significant non-operating charges or one-time items that warrant immediate investigation. The 79% collapse in operating cash flow to just $30M is particularly concerning as it indicates severe working capital pressures or cash conversion issues that could threaten liquidity.

Comparing 2026-02-26 vs 2025-02-27View on EDGAR →
FINANCIAL ANALYSIS

TWI's financial performance deteriorated sharply with net losses expanding over 1000% to -$63.5M while operating cash flow plummeted 79% to $30M, creating a dangerous cash generation problem. Despite reduced interest expense and modest R&D investment increases, the company's core profitability and cash conversion capabilities have severely weakened. The combination of rising accounts receivable (+12.8%) and current liabilities (+10.6%) alongside collapsing cash flows suggests mounting working capital pressures that could strain operations, making this a critical period requiring immediate management attention and potential corrective action.

FINANCIAL STATEMENT CHANGES
Net Income
P&L
-1042%
-$5.6M-$63.5M

Net income declined 1042% — review whether driven by operations, interest costs, or non-recurring items.

Operating Cash Flow
Cash Flow
-78.8%
$141.5M$30.0M

Operating cash flow fell 78.8% — earnings quality concerns; investigate working capital changes and non-cash items.

Operating Income
P&L
-37.4%
$33.2M$20.8M

Operating income deteriorated sharply — investigate whether driven by one-time charges or structural cost issues.

Interest Expense
P&L
-37%
$29.8M$18.8M

Interest expense declined — debt repayment or refinancing at lower rates improving earnings quality.

Share Buybacks
Cash Flow
+30.3%
$25.0M$32.6M

Share repurchases increased 30.3% — management returning capital, signals confidence in intrinsic value.

Accounts Receivable
Balance Sheet
+12.8%
$211.7M$238.9M

Receivables grew 12.8% — monitor days sales outstanding for collection efficiency.

R&D Expense
P&L
+10.9%
$16.5M$18.3M

R&D investment increased 10.9% — signals commitment to future product development, though near-term margin impact.

Current Liabilities
Balance Sheet
+10.6%
$387.4M$428.2M

Current liabilities rose 10.6% — increased short-term obligations, watch current ratio.

LANGUAGE CHANGES
NEW — 2026-02-26
PRIOR — 2025-02-27
ADDED
outstanding: 64,024,055 shares of common stock, $0.0001 par value, as of February 18, 2026.
As a leading manufacturer in the off-highway industry, Titan produces a broad range of products to meet the specifications of original equipment manufacturers ("OEMs") and aftermarket customers in the agricultural, earthmoving/construction, and consumer markets.
CONSUMER SEGMENT In February 2024, Titan acquired Carlstar (now also known as Titan Specialty), which is a global manufacturer and distributor of wheels and tires for a variety of end-market verticals including outdoor power equipment, power sports, and high speed trailers.
Titan Specialty is primarily concentrated in the consumer segment, but also manufactures and sells small to midsize agricultural tires.
The Company has made significant progress in ESG areas by creating and updating various policies, preparing new forms of monitoring, and expanding disclosure of data regarding operations.
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REMOVED
outstanding: 63,197,710 shares of common stock, $0.0001 par value, as of February 18, 2025.
Carlstar sells tire products under the Carlisle brand under a long-term license agreement that expires in 2033 and also sells tires under other recognized brand names, including ITP , Trail Wolf , Links , USA Trail and Carlisle Radial Trail HD highway trailer tires.
CONSUMER SEGMENT In February 2024, Titan acquired Carlstar, which is a global manufacturer and distributor of wheels and tires for a variety of end-market verticals including outdoor power equipment, power sports, and high speed trailers.
Carlstar is primarily concentrated in the consumer segment, but also manufactures and sells small to midsize agricultural tires.
Titan also offers select products for ATVs, side-by-sides, rock climbers, and turf, and has recently expanded its offering into the lawn and garden segment with a major OE customer.
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