TOSTHIGH SIGNALOPPORTUNITY10-K

Toast achieved exceptional profitability with operating income surging 1,725% to $292M and net income jumping 1,700% to $342M, while significantly expanding its business scope beyond restaurants.

This represents a dramatic operational inflection point where Toast has transformed from marginally profitable to highly profitable while maintaining strong revenue growth. The company is also strategically expanding beyond its restaurant-focused origins into broader "food service and retail businesses," indicating successful market expansion that could drive future growth.

Comparing 2026-02-18 vs 2025-02-26View on EDGAR →
FINANCIAL ANALYSIS

Toast delivered outstanding financial performance with operating income exploding from $16M to $292M (+1,725%) and net income rising from $19M to $342M (+1,700%), demonstrating the company has achieved significant operating leverage. Revenue growth of 34% to $1.6B gross profit, combined with 84% growth in operating cash flow to $661M and a 50% increase in cash to $1.4B, shows strong top-line momentum paired with excellent cash generation. The company also doubled share buybacks to $107M while growing stockholders' equity by 38% to $2.1B, indicating management confidence and strong capital allocation in a period of exceptional profitability.

FINANCIAL STATEMENT CHANGES
Operating Income
P&L
+1725%
$16.0M$292.0M

Operating leverage kicking in — revenue growth outpacing cost growth, a hallmark of scaling businesses.

Net Income
P&L
+1700%
$19.0M$342.0M

Net income grew 1700% — bottom-line growth signals improving overall business health.

Share Buybacks
Cash Flow
+91.1%
$56.0M$107.0M

Share repurchases increased 91.1% — management returning capital, signals confidence in intrinsic value.

Operating Cash Flow
Cash Flow
+83.6%
$360.0M$661.0M

Operating cash flow surged 83.6% — exceptional cash generation, highest quality earnings signal.

Cash & Equivalents
Balance Sheet
+49.8%
$903.0M$1.4B

Cash position surged 49.8% — strong cash generation or capital raise providing significant financial cushion.

Stockholders Equity
Balance Sheet
+37.5%
$1.5B$2.1B

Equity base grew 37.5% — retained earnings accumulation or equity issuance strengthening the balance sheet.

Current Assets
Balance Sheet
+35.1%
$2.0B$2.7B

Current assets grew 35.1% — improving short-term liquidity or inventory/receivables build.

Gross Profit
P&L
+33.9%
$1.2B$1.6B

Gross profit expanding — improving pricing power or product mix shift toward higher-margin offerings.

Capital Expenditure
Cash Flow
+33.3%
$12.0M$16.0M

Capital expenditure jumped 33.3% — major investment cycle underway; assess returns on deployment.

Total Assets
Balance Sheet
+30.6%
$2.4B$3.1B

Asset base grew 30.6% — expansion through organic growth, acquisitions, or capital deployment.

LANGUAGE CHANGES
NEW — 2026-02-18
PRIOR — 2025-02-26
ADDED
The registrant had outstanding 524 million shares of Class A common stock and 65 million shares of Class B common stock as of February 12, 2026.
We use artificial intelligence in our platform and product offerings, and our success is dependent upon our ability to leverage data, develop competitive products, and manage related risks.
Interruptions or performance problems associated with our technology and infrastructure may adversely affe ct our business and operating results.
At the same time, these businesses operate in a dynamic environment with changing input costs, labor constraints, evolving consumer preferences, and the imperative to utilize technology and data to innovate.
Over the last several years, consumer preference towards omnichannel commerce and digital engagement options has accelerated.
+7 more — sign up free →
REMOVED
The registrant had outstanding 494 million shares of Class A common stock and 81 million shares of Class B common stock as of February 20, 2025.
3 T able of Contents RISK FACTORS SUMMARY The following is a summary of the principal risks that could materially adversely affect our business, results of operations, and financial condition.
We are subject to risks associated with certain financial products we offer and our handling of customer funds, including counterparty risk with key partners, the ability of our customers to pay their obligations, and the risk of fraud.
4 T able of Contents Interruptions or performance problems associated with our technology and infrastructure may adversely affe ct our business and operating results.
Our principal stockholders will continue to have significant influence over the election of our Board of Directors, or our Board, and approval of any significant corporate actions, including any sale of our company.
+7 more — sign up free →
MORE OPPORTUNITY SIGNALS
IRIXHIGHIRIX demonstrated a dramatic operational turnaround with revenue surging 283% wh...
2026-04-02
CSAIHIGHCSAI underwent a dramatic financial transformation with revenue growing 271% to ...
2026-03-31
PLMKWHIGHPLMKW has entered into a definitive business combination agreement with Controll...
2026-03-31
LXEOHIGHLXEO achieved significant clinical milestones with positive interim data and reg...
2026-03-30
ANALYZE ANY FILING FREE

See what changed in your portfolio's filings

500+ US-listed companies analyzed. Language delta, financial analysis, instant signal scoring.

Try Tracenotes free →