TOIIWMEDIUM SIGNALOPERATIONAL10-K

TOIIW substantially expanded its operational footprint while reducing operating losses despite maintaining a fragmented clinic network structure.

The company's expansion from 16 to 17 markets with a shift toward more independently-owned contracted clinics (from 14 to 81) suggests a pivot toward an asset-light growth model. This operational restructuring, combined with improved operating performance on higher revenue, indicates management is executing a scalable expansion strategy while maintaining cost discipline.

Comparing 2026-03-12 vs 2025-03-26View on EDGAR →
FINANCIAL ANALYSIS

TOIIW delivered strong revenue growth of 28% to $503 million while meaningfully reducing operating losses by 40% to -$36 million, demonstrating improved operational leverage. The company's working capital expanded notably, with inventory growing 68% and accounts receivable increasing 22%, while current liabilities rose 36%, reflecting the operational scaling and investment in growth infrastructure. The overall financial picture signals a company successfully expanding its revenue base while progressing toward profitability.

FINANCIAL STATEMENT CHANGES
Inventory
Balance Sheet
+68.1%
$10.0M$16.9M

Inventory surged 68.1% — growing significantly faster than typical sales pace; potential demand softening or supply chain overcorrection.

Operating Income
P&L
+40%
-$60.1M-$36.1M

Operating leverage kicking in — revenue growth outpacing cost growth, a hallmark of scaling businesses.

Current Liabilities
Balance Sheet
+35.9%
$52.2M$71.0M

Current liabilities surged 35.9% — significant near-term obligations; verify ability to meet short-term debt.

Revenue
P&L
+27.8%
$393.4M$502.7M

Revenue growing 27.8% — solid top-line momentum, watch margins for quality of growth.

Accounts Receivable
Balance Sheet
+22.1%
$48.3M$59.0M

Receivables grew 22.1% — monitor days sales outstanding for collection efficiency.

LANGUAGE CHANGES
NEW — 2026-03-12
PRIOR — 2025-03-26
ADDED
The registrant had outstanding 98,839,144 shares of common stock as of March 5, 2026.
Management's Discussion and Analysis of Financial Condition and Results of Operations 51 Item 7A.
Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 109 Item 13.
TOI treats patients across 17 markets and five states throughout the United States, via our 65 clinics owned by affiliated physicians and staffed with 116 providers (the "TOI PCs"), 81 independently-owned clinics which are contracted with TOI's managed services organization, as well as our contracted network of 198 independent providers unaffiliated with TOI in instances where TOI is the fully delegated market manager under a value-based contract.
Through this network, TOI managed a population of approximately 2.0 million patients under value-based agreements as of December 31, 2025.
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REMOVED
The registrant had outstanding 75,753,229 shares of common stock as of March 10, 2025.
Management's Discussion and Analysis of Financial Condition and Results of Operations 48 Item 7A.
Security Ownership of Certain Beneficial Owner s and Management and Related Stockholder Matters 112 Item 13.
TOI treats patients across 16 markets and 5 states throughout the United States, via our 72 clinics owned by affiliated physicians and staffed with 130 providers (the "TOI PCs"), 14 independently-owned clinics which are contracted with TOI's managed services organization and staffed with 11 providers, as well as our contracted network of independent clinics unaffiliated with TOI in instances where TOI is the fully delegated market manager under a value-based contract.
Through this network, TOI provided care for more than 72,000 patients in 2024 and managed a population of approximately 1.9 million patients under value-based agreements as of December 31, 2024.
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