TMHCMEDIUM SIGNALFINANCIAL10-K

TMHC maintained steady revenue growth while experiencing declining profitability despite substantially strengthening its cash position.

The combination of revenue growth with falling net income suggests margin compression, which could indicate rising construction costs, competitive pricing pressure, or operational inefficiencies. The substantial cash increase provides financial flexibility but may reflect challenges in deploying capital effectively for growth.

Comparing 2026-02-18 vs 2025-02-19View on EDGAR →
FINANCIAL ANALYSIS

TMHC delivered solid revenue growth of 12.6% to $4.8 billion, demonstrating continued market demand for its homebuilding operations. However, net income declined 11.4% to $782.5 million, indicating margin pressure that offset the top-line gains. The company's cash position strengthened meaningfully to $850 million, providing enhanced liquidity but raising questions about optimal capital allocation in the current operating environment.

FINANCIAL STATEMENT CHANGES
Cash & Equivalents
Balance Sheet
+74.5%
$487.2M$850.0M

Cash position surged 74.5% — strong cash generation or capital raise providing significant financial cushion.

Revenue
P&L
+12.6%
$4.2B$4.8B

Revenue growing 12.6% — solid top-line momentum, watch margins for quality of growth.

Net Income
P&L
-11.4%
$883.3M$782.5M

Net income declined 11.4% — review whether driven by operations, interest costs, or non-recurring items.

LANGUAGE CHANGES
NEW — 2026-02-18
PRIOR — 2025-02-19
ADDED
See the definitions of large accelerated filer, accelerated filer, smaller reporting company and emerging growth company in Rule 12b-2 of the Exchange Act.
We serve a variety of customers in the entry-level, move-up and resort lifestyle buyer groups across the country.
Our homebuilding business operates under the Taylor Morrison and Esplanade brand names.
2025 HIGHLIGHTS $7.8 billion of home closings revenue Home closings gross margin of 22.5% 12,997 home closings Approximately $1.8 billion of liquidity Net sales orders of 11,074 Repurchased 6.5 million common shares for $381.0 million RECENT AWARDS America's Most Trusted Home Builder by Lifestory Research - 11 consecutive years America's Most Responsible Companies by Newsweek U.S.
News World Report's Best Companies to Work For Fortune's World's Most Admired Companies America's Greenest Companies by Newsweek Fortune 500 List America's Best Companies by Forbes The American Opportunity Index Most Trusted Companies in America by Forbes Fortune Best Workplaces in Construction Fortune Best Workplaces for Women Certified as a Great Place To Work Our business is organized into multiple homebuilding operating components and a financial services component.
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REMOVED
We serve a broad range of customers in the entry-level, move-up and resort lifestyle buyer groups across the country.
We operate under various brand names including Taylor Morrison, Darling Homes Collection by Taylor Morrison, and Esplanade.
2024 HIGHLIGHTS $7.8 billion of home closing revenue Home closings gross margin of 24.4% 12,896 home closings Approximately $1.4 billion of liquidity Net sales orders up 13.1% to 12,248 Repurchased 5.6 million common shares for $347.6 million RECENT AWARDS America's Most Trusted Home Builder by Lifestory Research - 10 consecutive years Most Trusted Companies in America by Forbes America's Best Companies by Forbes America's Most Responsible Companies by Newsweek - three consecutive years U.S.
News World Report's Best Companies to Work For list - two consecutive years We are ranked on the Fortune 500 List - four consecutive years America's Greenest Companies by Newsweek - two consecutive years The American Opportunity Index Our business is organized into multiple homebuilding operating components and a financial services component.
Each community has employees who perform construction management, sales and customer service functions, in conjunction with a local management team to manage the overall project.
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