THRYHIGH SIGNALOPERATIONAL10-K

THRY has completed a dramatic business transformation from a legacy marketing services company to a pure SaaS platform, achieving profitability with operating income swinging from -$33.3M to +$56.7M.

The complete rebranding of business description and massive operating income turnaround (+270%) signals successful execution of their multi-year transition strategy to exit legacy marketing services and focus on SaaS. However, the 29% decline in operating cash flow despite profitability suggests potential working capital issues or one-time factors that warrant close monitoring.

Comparing 2026-02-26 vs 2025-02-27View on EDGAR →
FINANCIAL ANALYSIS

THRY delivered a remarkable financial turnaround with operating income swinging $90M positive and achieving near break-even net income, while simultaneously investing heavily in R&D (+149%) to support their SaaS transformation. However, the 29% decline in operating cash flow alongside reduced receivables and current assets suggests the business transformation may be affecting cash generation efficiency. The company strengthened its balance sheet by reducing debt 11% and increasing equity 11%, while returning significantly more cash to shareholders through buybacks, indicating management confidence despite the cash flow headwinds.

FINANCIAL STATEMENT CHANGES
Share Buybacks
Cash Flow
+901.8%
$499K$5.0M

Share repurchases increased 901.8% — management returning capital, signals confidence in intrinsic value.

Operating Income
P&L
+270.3%
-$33.3M$56.7M

Operating leverage kicking in — revenue growth outpacing cost growth, a hallmark of scaling businesses.

R&D Expense
P&L
+148.9%
$15.7M$39.1M

R&D investment increased 148.9% — signals commitment to future product development, though near-term margin impact.

Net Income
P&L
+100.4%
-$74.2M$307K

Net income grew 100.4% — bottom-line growth signals improving overall business health.

Cash & Equivalents
Balance Sheet
-34.1%
$16.3M$10.8M

Cash declined 34.1% — significant cash burn or deployment; verify adequacy of remaining liquidity runway.

Operating Cash Flow
Cash Flow
-29.2%
$89.8M$63.5M

Operating cash flow softened — monitor whether temporary working capital timing or structural deterioration.

Accounts Receivable
Balance Sheet
-15.6%
$161.6M$136.4M

Receivables declined — improved collection efficiency or conservative revenue recognition.

Current Assets
Balance Sheet
-15.1%
$210.7M$178.9M

Current assets declined 15.1% — monitor working capital adequacy and short-term liquidity.

Stockholders Equity
Balance Sheet
+10.8%
$196.9M$218.1M

Equity base grew 10.8% — retained earnings accumulation or equity issuance strengthening the balance sheet.

Total Debt
Balance Sheet
-10.8%
$284.3M$253.5M

Debt reduced 10.8% — deleveraging strengthens balance sheet and reduces financial risk.

LANGUAGE CHANGES
NEW — 2026-02-26
PRIOR — 2025-02-27
ADDED
As of February 24, 2026 , there w ere 44,165,023 sha res of the registrant's common stock outstanding.
Management's Discussion and Analysis of Financial Condition and Results of Operations 44 Item 7A.
Business Overview Thryv is a software-led platform company focused on enabling small and medium-sized businesses ( SMBs ) to run and grow their businesses more efficiently with artificial intelligence ( AI ) tools and automations.
Our strategy is centered on delivering a unified, extensible SaaS platform that supports customer acquisition, engagement, operations, and retention across the SMB lifecycle.
As of December 31, 2025 , we serve approximately 230,000 SMB clients through our two business segments: SaaS and Marketing Services.
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REMOVED
As of February 25, 2025 , there w ere 43,371,149 sha res of the registrant's common stock outstanding.
Management's Discussion and Analysis of Financial Condition and Results of Operations 47 Item 7A.
Business Overview We are dedicated to supporting local, independent service-based businesses and emerging franchises by providing a cloud-based software platform, and innovative marketing solutions to the entrepreneurs who run them.
Our company is built upon a rich legacy in the marketing and advertising industry.
We are one of the largest providers of SaaS all-in-one small business management software in addition to providing print and digital marketing solutions to SMBs.
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