SRFMHIGH SIGNALFINANCIAL10-K

SRFM shows severe financial deterioration with net losses widening 48% to $111M while cash burned down 40% and current liabilities spiked 49%, creating potential liquidity concerns.

The company is burning through cash rapidly while losses are accelerating and short-term obligations are mounting significantly. The massive reduction in total debt suggests potential restructuring activity, but the overall financial trajectory indicates mounting stress that could threaten operations if not addressed quickly.

Comparing 2026-03-12 vs 2025-03-21View on EDGAR →
FINANCIAL ANALYSIS

SRFM's financial position deteriorated dramatically with net losses expanding from $75M to $111M while cash reserves dropped 40% to just $13M. Current liabilities surged 49% to $134M, creating a concerning mismatch between available cash and short-term obligations, while the 73% reduction in total debt suggests major restructuring activity. The combination of accelerating losses, declining cash, and mounting short-term liabilities signals potential liquidity stress that investors should monitor closely.

FINANCIAL STATEMENT CHANGES
Interest Expense
P&L
+398.2%
$596K$3.0M

Interest expense surged 398.2% — significant debt increase or rising rates materially impacting earnings.

Total Debt
Balance Sheet
-72.6%
$62.4M$17.1M

Debt reduced 72.6% — deleveraging strengthens balance sheet and reduces financial risk.

Stockholders Equity
Balance Sheet
+54.3%
-$120.0M-$54.9M

Equity base grew 54.3% — retained earnings accumulation or equity issuance strengthening the balance sheet.

Capital Expenditure
Cash Flow
-49.5%
$11.8M$5.9M

Capex reduced 49.5% — investment cycle winding down or capital discipline; may improve near-term free cash flow.

Current Liabilities
Balance Sheet
+49.1%
$89.6M$133.6M

Current liabilities surged 49.1% — significant near-term obligations; verify ability to meet short-term debt.

Net Income
P&L
-47.6%
-$74.9M-$110.6M

Net income declined 47.6% — review whether driven by operations, interest costs, or non-recurring items.

Cash & Equivalents
Balance Sheet
-40%
$21.1M$12.7M

Cash declined 40% — significant cash burn or deployment; verify adequacy of remaining liquidity runway.

Operating Income
P&L
-27.6%
-$60.3M-$76.9M

Operating profitability softening — costs rising faster than revenue, watch for margin recovery plan.

Total Liabilities
Balance Sheet
-23.6%
$244.1M$186.5M

Liabilities reduced 23.6% — deleveraging improves balance sheet strength and financial flexibility.

Operating Cash Flow
Cash Flow
-18.1%
-$54.3M-$64.2M

Operating cash flow softened — monitor whether temporary working capital timing or structural deterioration.

LANGUAGE CHANGES
NEW — 2026-03-12
PRIOR — 2025-03-21
ADDED
2026 Proxy Statement, to be filed with the Securities and Exchange Commission ( SEC ) within 120 days after the closing of the registrant's fiscal year are incorporated into Part III to the extent stated herein.
We, as well as our development and supply chain partners, have limited experience to date in the development and manufacturing of fully-electric and hybrid-electric powertrains and integrating those newly developed powertrains into existing certified airframes, and we may fail to realize the desired return on our investments with respect to fully-electric and hybrid-electric powertrains.
Our competitors may commercialize their technology before us, either in general or in specific markets, or we may otherwise not be able to fully capture a first mover advantage.
(the Company ), a Delaware corporation, is a regional air mobility platform that aims to transform regional flying.
The Company currently operates one of the largest commuter airlines in the United States by scheduled departures as well as an expanding on-demand charter marketplace for passengers in the U.S.
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REMOVED
We, as well as our development and supply chain partners, have limited experience to date in the development and manufacturing of fully-electric and hybrid-electric powertrains and integrating those newly developed powertrains into existing certified airframes, and we may never develop or manufacture any fully-electric and hybrid-electric powertrains.
Our competitors may commercialize their technology before us, either in general or in specific markets, or we may otherwise not be able to fully capture the first mover advantage that we anticipate.
( Surf Air Mobility , the Company , us , we or our ) is a regional air mobility platform that aims to transform regional flying.
The Company is currently comprised of its Air Mobility business, and has a goal of further developing and enhancing its service and technology offerings through its Air Technology business.
For 2024, the Company served over 370,000 passengers with approximately 72,000 scheduled departures.
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