SAMGMEDIUM SIGNALFINANCIAL10-K

SAMG reported revenue growth but experienced a substantial decline in profitability, with net income and operating income falling meaningfully while the company reduced debt and returned capital to shareholders.

The disconnect between growing revenue and declining profitability suggests either margin compression from competitive pressures or increased investment spending that has not yet translated to bottom-line results. The significant reduction in stockholders' equity alongside debt paydown indicates meaningful capital returns to shareholders, though this leaves the company with a smaller capital base.

Comparing 2026-03-16 vs 2025-03-06View on EDGAR →
FINANCIAL ANALYSIS

SAMG's financial performance presents a mixed picture, with revenue growing modestly to $91.4M while profitability declined substantially across both net income and operating income metrics. The balance sheet shows a strategic capital allocation shift, with total debt falling 70% to $722K and stockholders' equity declining 38% to $50.3M, suggesting significant distributions to shareholders. Cash levels decreased 36% to $44.1M, consistent with the capital return activity, while operating cash flow remained relatively stable with only a modest decline.

FINANCIAL STATEMENT CHANGES
Total Debt
Balance Sheet
-70.3%
$2.4M$722K

Debt reduced 70.3% — deleveraging strengthens balance sheet and reduces financial risk.

Net Income
P&L
-48.8%
$9.5M$4.9M

Net income declined 48.8% — review whether driven by operations, interest costs, or non-recurring items.

Operating Income
P&L
-47.1%
$17.6M$9.3M

Operating income deteriorated sharply — investigate whether driven by one-time charges or structural cost issues.

Stockholders Equity
Balance Sheet
-37.7%
$80.7M$50.3M

Equity declined sharply — large losses, buybacks, or write-downs reducing book value significantly.

Cash & Equivalents
Balance Sheet
-35.8%
$68.6M$44.1M

Cash declined 35.8% — significant cash burn or deployment; verify adequacy of remaining liquidity runway.

Total Assets
Balance Sheet
-14.3%
$194.4M$166.6M

Total assets contracted 14.3% — asset sales, write-downs, or balance sheet optimization underway.

Revenue
P&L
+13.8%
$80.3M$91.4M

Revenue growing 13.8% — solid top-line momentum, watch margins for quality of growth.

Operating Cash Flow
Cash Flow
-13.8%
$21.6M$18.6M

Operating cash flow softened — monitor whether temporary working capital timing or structural deterioration.

LANGUAGE CHANGES
NEW — 2026-03-16
PRIOR — 2025-03-06
ADDED
The number of outstanding shares of the registrant s Class A common stock, par value $0.01 per share, and Class B common stock, par value $0.01 per share, as of March 13, 2026 were 7,663,783 and 4,130,232 , respectively.
We could be subject to regulatory investigations, which could harm our reputation and cause our funds to lose existing investors or us to lose existing clients or fail to attract new investors or clients.
As of December 31, 2025, our assets under management were $37.0 billion.
We seek to attract and we are well-positioned to offer comprehensive investment and family office service solutions to ultra-high-net worth individuals and families.
As of December 31, 2025, we had 828 client relationships with an average size of $44 million that represented approximately 99% of our assets under management.
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REMOVED
The number of outstanding shares of the registrant s Class A common stock, par value $0.01 per share, and Class B common stock, par value $0.01 per share, as of March 3, 2025 were 9,549,937 and 4,084,116 , respectively.
We could be subject to regulatory investigations, which could harm our reputation and cause our funds to lose existing investors or us to lose existing accounts or fail to attract new investors or accounts.
Failure to comply with pay to play regulations implemented by the SEC and certain states, and changes to the pay to play regulatory regimes, could adversely affect our business.
As of December 31, 2024, our assets under management were $36.5 billion.
We seek to attract and serve a base of individuals and families with $10 million or more of investable assets, and we believe we are well-positioned to offer comprehensive investment and family office service solutions to families with over $25 million of investable assets.
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