RSIHIGH SIGNALFINANCIAL10-K

RSI delivered exceptional financial performance with net income surging 1,295% to $33.3M and operating income jumping 260% to $87.4M, while significantly expanding its balance sheet scale.

The dramatic profit improvement demonstrates RSI's business is hitting an inflection point in profitability and operational leverage, transitioning from marginal profitability to substantial earnings generation. The strong cash flow growth (+55%) and increased cash position (+47%) provide financial flexibility for market expansion, though investors should monitor the 96% increase in total liabilities.

Comparing 2026-02-18 vs 2025-02-28View on EDGAR →
FINANCIAL ANALYSIS

RSI showed exceptional growth across all key financial metrics, with the company nearly doubling its asset base to $658.5M while achieving remarkable profit expansion from $2.4M to $33.3M in net income. Operating cash flow grew a solid 55% to $165M, supporting the 47% increase in cash reserves to $336.3M, though total liabilities nearly doubled to $355M. The overall picture signals a rapidly scaling online gaming business achieving significant operational leverage and profitability milestones, though the substantial liability growth warrants close monitoring.

FINANCIAL STATEMENT CHANGES
Net Income
P&L
+1294.8%
$2.4M$33.3M

Net income grew 1294.8% — bottom-line growth signals improving overall business health.

Operating Income
P&L
+259.6%
$24.3M$87.4M

Operating leverage kicking in — revenue growth outpacing cost growth, a hallmark of scaling businesses.

Interest Expense
P&L
+206.4%
$187K$573K

Interest expense surged 206.4% — significant debt increase or rising rates materially impacting earnings.

Total Liabilities
Balance Sheet
+96%
$181.2M$355.0M

Liabilities grew 96% — significant increase in debt or obligations, assess impact on financial flexibility.

Stockholders Equity
Balance Sheet
+87.1%
$78.7M$147.2M

Equity base grew 87.1% — retained earnings accumulation or equity issuance strengthening the balance sheet.

Total Assets
Balance Sheet
+73.5%
$379.5M$658.5M

Asset base grew 73.5% — expansion through organic growth, acquisitions, or capital deployment.

Operating Cash Flow
Cash Flow
+55%
$106.4M$165.0M

Operating cash flow surged 55% — exceptional cash generation, highest quality earnings signal.

Cash & Equivalents
Balance Sheet
+46.7%
$229.2M$336.3M

Cash position surged 46.7% — strong cash generation or capital raise providing significant financial cushion.

Current Assets
Balance Sheet
+42.7%
$285.0M$406.8M

Current assets grew 42.7% — improving short-term liquidity or inventory/receivables build.

Current Liabilities
Balance Sheet
+28.9%
$163.1M$210.3M

Current liabilities rose 28.9% — increased short-term obligations, watch current ratio.

LANGUAGE CHANGES
NEW — 2026-02-18
PRIOR — 2025-02-28
ADDED
As of February 17, 2026, there were 103,175,028 shares outstanding of the registrant s Class A common stock, $0.0001 par value per share, and 129,176,197 shares outstanding of the registrant s Class V common stock, $0.0001 par value per share.
Corporate History We were initially incorporated as dMY Technology Group, Inc.
On December 29, 2020, dMY completed a business combination pursuant to a business combination agreement dated as of July 27, 2020, as amended (the Business Combination Agreement and the transactions contemplated thereby, the Business Combination ), and in connection therewith, among other things, dMY acquired Rush Street Interactive, LP ( RSILP ) and dMY changed its name to Rush Street Interactive, Inc.
Our principal offerings are our real-money online casino (including online poker games in certain markets) and online sports betting products.
Through our primary operating model, B2C, we offer online casino, online sports betting and social gaming directly to end customers through our apps or websites.
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REMOVED
As of February 27, 2025, there were 94,555,182 shares of the registrant s Class A common stock, $0.0001 par value per share, issued and outstanding, and 133,504,736 shares of the registrant s Class V common stock, $0.0001 per value per share, issued and outstanding.
Corporate History, Background and Business Combination We were initially a blank check company called dMY Technology Group, Inc.
The Sellers have the right to exchange the RSILP Units retained by them (the Retained RSILP Units ) for either one share of Class A Common Stock or, upon certain conditions, the cash equivalent of the market value of one share of Class A Common Stock.
For each Retained RSILP Unit so exchanged, the Company will cancel one share of Class V Voting Stock.
Our principal offerings are our real-money online casino and online sports betting products.
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