ADDED
As of February 20, 2026, 94,142,307 shares of the registrant s common stock, par value $5.00 per share, were outstanding.
The information set forth in this Annual Report on Form 10-K is as of February 27, 2026 unless otherwise indicated herein.
BUSINESS General Renasant Corporation, a Mississippi corporation incorporated in 1982.
It owns and operates Renasant Bank, a Mississippi banking corporation with operations throughout the Southeast, and also owns and operates Park Place Capital Corporation, a Tennessee corporation and registered investment advisor with operations across our footprint.
Renasant Bank, in turn, owns and operates Continental Republic Capital, LLC (doing business as Republic Business Credit ), a Louisiana limited liability company offering factoring and asset-based lending on a nationwide basis, while Park Place Capital Corporation, in turn, owns and operates Park Place Capital Securities Corporation, a Delaware corporation and registered broker-dealer.
Effective April 1, 2025, the Company completed its acquisition by merger of The First Bancshares, Inc., a Mississippi corporation, pursuant to which, The First merged with and into the Company, with the Company as the surviving entity in the merger, and immediately thereafter The First s subsidiary bank merged with and into the Bank, with the Bank as the surviving entity in the merger.
At merger, each outstanding share of common stock of The First converted into the right to receive one share of common stock of the Company.
Upon completion of the merger, Southwest Georgia Insurance Services, Inc., a Georgia corporation, became a subsidiary of Renasant Bank and engaged in the insurance agency business until Renasant Bank s sale of substantially all of its assets on December 31, 2025.
Operations The Company has two reportable segments: a Community Banks segment and a Wealth Management segment.
The Company no longer has an Insurance segment as a result of the sale of the Company s insurance agency businesses in July 2024 and December 2025 as discussed above.
REMOVED
As of February 18, 2025, 63,657,444 shares of the registrant s common stock, par value $5.00 per share, were outstanding.
including the rapid development of artificial intelligence; and other circumstances, many of which are beyond management s control.
The information set forth in this Annual Report on Form 10-K is as of February 25, 2025 unless otherwise indicated herein.
BUSINESS General Renasant Corporation, a Mississippi corporation incorporated in 1982, owns and operates Renasant Bank, a Mississippi banking corporation with operations throughout the Southeast as well as offering factoring and asset-based lending on a nationwide basis.
Renasant Bank, in turn, owns and operates Park Place Capital Corporation, a Tennessee corporation with operations across our footprint, and Continental Republic Capital, LLC (doing business as Republic Business Credit ), a Louisiana limited liability company with nationwide operations.
Members of our Board of Directors also serve as members of the Board of Directors of the Bank (which has a broader membership than the Company board).
Responsibility for the management of the Bank remains with the Board of Directors and officers of the Bank; however, management services rendered by the Company to the Bank are intended to supplement internal management and expand the scope of banking services normally offered by the Bank.
Subject to the terms and conditions of the merger agreement, at the effective time of the merger, each outstanding share of common stock of The First will be converted into the right to receive one share of common stock of the Company.
The shareholders of the Company and The First approved the merger at special meetings held on October 22, 2024.
The transaction is expected to close in the first half of 2025 and is subject to certain closing conditions, including the receipt of required regulatory approvals.