RAILHIGH SIGNALFINANCIAL10-K

FreightCar America experienced a severe 74% decline in stockholders' equity alongside operational challenges including reduced deliveries, shrinking backlog, and continued substantial losses.

The dramatic erosion of stockholders' equity from $117M to $31M indicates serious financial distress, potentially from accumulated losses or other balance sheet adjustments that warrant immediate investor attention. While the company reduced its net losses meaningfully compared to the prior year, the combination of declining revenue, reduced railcar deliveries, and a backlog that fell by nearly one-third suggests ongoing operational headwinds in a challenging market environment.

Comparing 2026-03-09 vs 2025-03-12View on EDGAR →
FINANCIAL ANALYSIS

The company's financial position deteriorated significantly with stockholders' equity collapsing by 74%, though total assets grew 29% and the net loss was meaningfully reduced from the prior year's substantial deficit. Revenue declined 10% to $501M while operating cash flow fell 23% to $35M, reflecting weaker operational performance. The overall picture signals a company in financial distress despite some improvement in loss reduction, with the severe equity decline being the most concerning development requiring immediate management explanation.

FINANCIAL STATEMENT CHANGES
Stockholders Equity
Balance Sheet
-74%
$117.2M$30.5M

Equity declined sharply — large losses, buybacks, or write-downs reducing book value significantly.

Net Income
P&L
+50.9%
-$84.4M-$41.4M

Net income grew 50.9% — bottom-line growth signals improving overall business health.

Capital Expenditure
Cash Flow
-32.7%
$5.0M$3.4M

Capex reduced 32.7% — investment cycle winding down or capital discipline; may improve near-term free cash flow.

Total Assets
Balance Sheet
+29.4%
$224.2M$290.0M

Asset base grew 29.4% — expansion through organic growth, acquisitions, or capital deployment.

Operating Cash Flow
Cash Flow
-22.6%
$44.9M$34.8M

Operating cash flow softened — monitor whether temporary working capital timing or structural deterioration.

SG&A Expense
P&L
+19.3%
$32.9M$39.3M

SG&A increased modestly — likely reflects growth-related hiring or sales expansion investment.

Revenue
P&L
-10.4%
$559.4M$501.0M

Revenue softened 10.4% — monitor whether this is cyclical or structural.

Current Assets
Balance Sheet
+10.3%
$145.0M$160.0M

Current assets grew 10.3% — improving short-term liquidity or inventory/receivables build.

LANGUAGE CHANGES
NEW — 2026-03-09
PRIOR — 2025-03-12
ADDED
As of March 3, 2026, there were 19,073,475 shares of the registrant s common stock outstanding.
Our primary customers are financial institutions and shippers, which represented 78% and 16%, respectively, of our total sales attributable to each type of customer for the year ended December 31, 2025.
In the year ended December 31, 2025, we delivered 4,125 railcars, comprised of 3,714 new railcars and 411 rebuilt railcars, compared to 4,362 railcars, comprised of 4,252 new railcars and 110 rebuilt railcars, delivered in the year ended December 31, 2024.
Our total backlog of firm orders for railcars decreased from 2,797 railcars as of December 31, 2024 to 1,926 railcars as of December 31, 2025.
Our backlog as of December 31, 2025 includes a variety of railcar types and the estimated sales value of the backlog is $137 million.
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REMOVED
As of March 6, 2025, there were 19,060,397 shares of the registrant s common stock outstanding.
Our primary customers are financial institutions, shippers, and railroads which represented 42%, 33%, and 22% respectively, of our total sales attributable to each type of customer for the year ended December 31, 2024.
In the year ended December 31, 2024, we delivered 4,362 railcars, comprised of 4,252 new railcars and 110 rebuilt railcars, compared to 3,022 railcars, comprised of 2,707 new railcars and 315 rebuilt railcars, delivered in the year ended December 31, 2023.
Our total backlog of firm orders for railcars decreased from 2,914 railcars as of December 31, 2023 to 2,797 railcars as of December 31, 2024.
Our backlog as of December 31, 2024 includes a variety of railcar types and the estimated sales value of the backlog is $267 million.
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