PPGMEDIUM SIGNALFINANCIAL10-K

PPG shows strong financial performance with 41% net income growth and significant balance sheet expansion, but with notable debt increase and reduced outstanding shares.

The company demonstrates robust operational performance with operating income up 31% and operating cash flow increasing 37%, suggesting strong underlying business momentum. However, the 26% increase in total debt alongside a reduction in outstanding shares (223.5M vs 227.0M) indicates potential share repurchase activity funded by borrowing, which warrants monitoring of leverage ratios and capital allocation strategy.

Comparing 2026-02-19 vs 2025-02-20View on EDGAR →
FINANCIAL ANALYSIS

PPG delivered strong across-the-board financial growth with net income surging 41% to $1.6B, operating income up 31% to $2.7B, and operating cash flow increasing 37% to $1.9B, demonstrating solid operational execution. The balance sheet expanded significantly with total assets growing 14% to $22.1B and cash nearly doubling to $2.2B, though this was accompanied by a 26% increase in debt to $7.3B and higher interest expense of $247M. The overall picture suggests a company investing for growth while maintaining strong profitability, though the increased leverage and 48% jump in interest expense requires monitoring of debt management going forward.

FINANCIAL STATEMENT CHANGES
Cash & Equivalents
Balance Sheet
+70.3%
$1.3B$2.2B

Cash position surged 70.3% — strong cash generation or capital raise providing significant financial cushion.

Interest Expense
P&L
+47.9%
$167.0M$247.0M

Interest expense surged 47.9% — significant debt increase or rising rates materially impacting earnings.

Net Income
P&L
+41.2%
$1.1B$1.6B

Net income grew 41.2% — bottom-line growth signals improving overall business health.

Operating Cash Flow
Cash Flow
+36.7%
$1.4B$1.9B

Operating cash flow surged 36.7% — exceptional cash generation, highest quality earnings signal.

Operating Income
P&L
+31%
$2.0B$2.7B

Operating leverage kicking in — revenue growth outpacing cost growth, a hallmark of scaling businesses.

Total Debt
Balance Sheet
+25.8%
$5.8B$7.3B

Debt rose 25.8% — additional borrowing for investment or operations; monitor coverage ratios.

Current Assets
Balance Sheet
+21.4%
$6.6B$8.0B

Current assets grew 21.4% — improving short-term liquidity or inventory/receivables build.

Stockholders Equity
Balance Sheet
+17%
$6.8B$7.9B

Equity base grew 17% — retained earnings accumulation or equity issuance strengthening the balance sheet.

Total Assets
Balance Sheet
+13.7%
$19.4B$22.1B

Asset base grew 13.7% — expansion through organic growth, acquisitions, or capital deployment.

Accounts Receivable
Balance Sheet
+12.4%
$2.5B$2.8B

Receivables grew 12.4% — monitor days sales outstanding for collection efficiency.

LANGUAGE CHANGES
NEW — 2026-02-19
PRIOR — 2025-02-20
ADDED
As of January 31, 2026, 223,494,714 shares of the Registrant s common stock, with a par value of $1.66 2 / 3 per share, were outstanding.
AND CONSOLIDATED SUBSIDIARIES As used in this report, the terms PPG, Company, Registrant, we, us and our refer to PPG Industries, Inc.
and its subsidiaries, taken as a whole, unless the context indicates otherwise.
Form 10-K Summary 79 Signatures 80 2025 PPG ANNUAL REPORT AND FORM 10-K 2 Part I Item 1.
PPG is a global leader that markets and sells in more than 50 countries.
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REMOVED
As of January 31, 2025, 226,953,559 shares of the Registrant s common stock, with a par value of $1.66 2 / 3 per share, were outstanding.
AND CONSOLIDATED SUBSIDIARIES As used in this report, the terms PPG, Company, Registrant, we, us and our refer to PPG Industries, Inc., and its subsidiaries, taken as a whole, unless the context indicates otherwise.
Form 10-K Summary 83 Signatures 84 2024 PPG ANNUAL REPORT AND FORM 10-K 2 Part I Item 1.
PPG is a global leader with manufacturing facilities and equity affiliates in more than 70 countries.
In December 2024, PPG completed the sale of 100% of its architectural coatings business in the U.S.
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