PHRHIGH SIGNALFINANCIAL10-K

PHR achieved dramatic financial turnaround with net income swinging from -$58.5M loss to $2.3M profit while total liabilities surged 164% to $326.6M.

The company's pivot to profitability represents a fundamental business transformation, but the massive liability increase raises questions about the sustainability of this turnaround and potential hidden obligations. The 164% jump in total liabilities far exceeds the 71% asset growth, suggesting either significant new debt obligations, accrued expenses, or deferred revenue that could impact future cash flows.

Comparing 2026-03-31 vs 2025-03-13View on EDGAR →
FINANCIAL ANALYSIS

PHR demonstrated exceptional operational improvement with operating cash flow surging 143% to $78.8M and achieving net profitability after previous losses, while revenue-related metrics like accounts receivable grew a healthy 32%. However, the dramatic 164% increase in total liabilities to $326.6M significantly outpaced the 71% asset growth, creating a concerning imbalance that suggests either major new obligations or accounting changes that could constrain future financial flexibility. The overall picture shows a company achieving operational success but potentially at the cost of taking on substantial new liabilities that warrant close scrutiny.

FINANCIAL STATEMENT CHANGES
Total Liabilities
Balance Sheet
+164.2%
$123.6M$326.6M

Liabilities grew 164.2% — significant increase in debt or obligations, assess impact on financial flexibility.

Operating Cash Flow
Cash Flow
+143.4%
$32.4M$78.8M

Operating cash flow surged 143.4% — exceptional cash generation, highest quality earnings signal.

Net Income
P&L
+103.9%
-$58.5M$2.3M

Net income grew 103.9% — bottom-line growth signals improving overall business health.

Operating Income
P&L
+88.6%
-$58.1M-$6.6M

Operating leverage kicking in — revenue growth outpacing cost growth, a hallmark of scaling businesses.

Total Assets
Balance Sheet
+70.9%
$388.4M$663.8M

Asset base grew 70.9% — expansion through organic growth, acquisitions, or capital deployment.

Current Liabilities
Balance Sheet
+60.7%
$114.0M$183.2M

Current liabilities surged 60.7% — significant near-term obligations; verify ability to meet short-term debt.

Current Assets
Balance Sheet
+37.7%
$203.3M$279.8M

Current assets grew 37.7% — improving short-term liquidity or inventory/receivables build.

Total Debt
Balance Sheet
+37.2%
$1.9M$2.7M

Debt increased 37.2% — substantial leverage increase; assess whether deployed for growth or covering losses.

Accounts Receivable
Balance Sheet
+32.4%
$73.6M$97.5M

Receivables surged 32.4% — revenue recognized but not yet collected; watch for collection issues or channel stuffing.

Interest Expense
P&L
+31.4%
$1.4M$1.9M

Interest expense surged 31.4% — significant debt increase or rising rates materially impacting earnings.

LANGUAGE CHANGES
NEW — 2026-03-31
PRIOR — 2025-03-13
ADDED
As of March 25, 2026, there were 60,763,065 shares of the registrant s common stock, par value $0.01 per share, outstanding.
We are a fully remote company, which subjects us to unique operational risks.
Artificial intelligence presents risks and challenges that can impact our business, including by increasing competition, posing security risks to our confidential information, proprietary information and personal data, and increasing our regulatory and compliance burden.
("Phreesia," "we," "our," or the "Company") was founded in 2005 and completed its initial public offering in July 2019.
Phreesia provides an integrated software, payments, and engagement platform designed to address three foundational challenges in healthcare delivery: access to care, affordability of care, and patient health outcomes.
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REMOVED
As of March 7, 2025, there were 58,772,448 shares of the registrant s common stock, par value $0.01 per share, outstanding.
We are a fully remote company that does not maintain a physical office presence, which subjects us to unique operational risks.
Business Overview We are a leading provider of comprehensive software solutions that improve the operational and financial performance of healthcare organizations and improve health outcomes by helping patients take a more active role in their care.
We have created an integrated and streamlined system that automates data capture and activates patients before, during and after their interaction with their healthcare services provider.
Our solutions include SaaS-based integrated tools that manage patient access, registration and payments.
+7 more — sign up free →
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