OSPNMEDIUM SIGNALFINANCIAL10-K

OneSpan delivered strong financial performance with 27.7% net income growth while significantly increasing share buybacks from $3K to $13.1M, though share count decreased and cash reserves fell 15.2%.

The company's robust profitability growth combined with aggressive capital returns suggests management confidence in future cash generation and commitment to shareholder value. However, the declining cash position and reduced share count warrant monitoring to ensure adequate liquidity for operations and growth investments.

Comparing 2026-02-26 vs 2025-02-27View on EDGAR →
FINANCIAL ANALYSIS

OneSpan showed strong operational performance with net income jumping 27.7% to $72.9M and stockholders' equity growing 27.9% to $271.8M, while total assets expanded 17.4% to $397.7M. The company dramatically increased shareholder returns through $13.1M in share buybacks (up from just $3K), reducing outstanding shares from 38.2M to 37.5M, though this contributed to a 15.2% decline in cash reserves to $70.5M. The overall financial picture reflects a profitable company actively returning capital to shareholders while maintaining solid balance sheet growth.

FINANCIAL STATEMENT CHANGES
Share Buybacks
Cash Flow
+437966.7%
$3K$13.1M

Share repurchases increased 437966.7% — management returning capital, signals confidence in intrinsic value.

Stockholders Equity
Balance Sheet
+27.9%
$212.5M$271.8M

Equity base grew 27.9% — retained earnings accumulation or equity issuance strengthening the balance sheet.

Net Income
P&L
+27.7%
$57.1M$72.9M

Net income grew 27.7% — bottom-line growth signals improving overall business health.

Total Assets
Balance Sheet
+17.4%
$338.7M$397.7M

Asset base grew 17.4% — expansion through organic growth, acquisitions, or capital deployment.

Cash & Equivalents
Balance Sheet
-15.2%
$83.2M$70.5M

Cash decreased 15.2% — monitor burn rate and upcoming capital needs.

LANGUAGE CHANGES
NEW — 2026-02-26
PRIOR — 2025-02-27
ADDED
As of February 19, 2026, there were 37,466,947 shares of common stock outstanding.
PART I Item 1 Business Overview OneSpan helps organizations build secure, seamless, and trusted digital experiences through two solution portfolios: Cybersecurity and Digital Agreements.
Our cybersecurity solutions protect identities, secure mobile apps, and safeguard access through advanced high-assurance authentication, threat intelligence, fraud prevention, and robust mobile app protection, defending users, devices, and applications against sophisticated attacks.
Our digital agreement solutions streamline agreement workflows with secure e-signatures, identity verification, and smart digital forms, built to enable speed, compliance and exceptional customer experiences.
Trusted by leading global enterprises, including more than 60% of the world s 100 largest banks, OneSpan processes over 100 million digital agreements and billions of secure authentication transactions across more than 120 countries each year.
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REMOVED
As of February 21, 2025, there were 38,175,819 shares of common stock outstanding.
PART I Item 1 Business Overview OneSpan delivers cutting-edge solutions in two key areas: advanced secure authentication and digital agreements.
Our secure authentication solutions protect devices, users, and applications with robust multi-factor and passwordless authentication and other fraud prevention technologies.
Our digital agreements solutions combine identity verification, electronic signatures, and digital workflows to streamline agreements, enhance compliance, and accelerate business processes.
We empower organizations to automate and secure both customer-facing and revenue-generating processes, supporting a wide range of use cases from simple transactions to complex workflows requiring elevated security.
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