OLPMEDIUM SIGNALFINANCIAL10-K

OLP shows concerning cash management with a sharp decline in cash reserves alongside increased debt levels, despite maintaining modest profitability.

The company's cash position fell substantially from $42.3M to $14.4M while total liabilities increased by over 20%, suggesting either significant capital deployment or potential liquidity pressures. The combination of reduced cash reserves and higher debt levels creates a tighter financial profile that warrants monitoring, particularly for a REIT dependent on access to capital markets.

Comparing 2026-03-06 vs 2025-03-06View on EDGAR →
FINANCIAL ANALYSIS

OLP's financial profile shows mixed signals with total assets growing modestly to $857.6M while net income declined to $25.5M. The most notable concern is the sharp reduction in cash reserves to $14.4M coupled with meaningfully higher total liabilities of $557.8M, indicating either aggressive capital deployment or emerging liquidity constraints. Share buybacks increased substantially to $9.6M, which may have contributed to the cash decline but demonstrates management's confidence in the underlying business value.

FINANCIAL STATEMENT CHANGES
Share Buybacks
Cash Flow
+83.9%
$5.2M$9.6M

Share repurchases increased 83.9% — management returning capital, signals confidence in intrinsic value.

Cash & Equivalents
Balance Sheet
-65.9%
$42.3M$14.4M

Cash declined 65.9% — significant cash burn or deployment; verify adequacy of remaining liquidity runway.

Total Liabilities
Balance Sheet
+21.7%
$458.4M$557.8M

Liabilities increased 21.7% — monitor debt-to-equity ratio and interest coverage.

Net Income
P&L
-16.3%
$30.4M$25.5M

Net income declined 16.3% — review whether driven by operations, interest costs, or non-recurring items.

Total Assets
Balance Sheet
+11.8%
$767.0M$857.6M

Asset base grew 11.8% — expansion through organic growth, acquisitions, or capital deployment.

LANGUAGE CHANGES
NEW — 2026-03-06
PRIOR — 2025-03-06
ADDED
As of February 27, 2026, the registrant had 21,813,127 shares of common stock outstanding.
Management s Discussion and Analysis of Financial Condition and Results of Operations 27 7A.
Changes In and Disagreements With Accountants on Accounting and Financial Disclosure 41 9A.
we present information regarding our 2026 base rent which does not reflect, among other things, variable rent (including amounts tenants are required to reimburse us) or the adjustments required by United States ( U.S.
( BRT ), a NYSE listed multi-family REIT and Majestic Property Management LLC ( Majestic Property ), a property management company which compensates certain of our executive officers, and which is indirectly owned by, among others, Matthew J.
We acquire, own and manage a geographically diversified portfolio consisting primarily of industrial properties.
As of December 31, 2025: we own 103 properties with an aggregate of approximately 11.8 million square feet and located in 30 states; our 2026 base rent (as described in Our Tenants ) is $82.7 million; the occupancy rate of our properties is 98.5% based on square footage; the weighted average remaining term of our $522.5 million mortgage debt is 5.8 years and the weighted average interest rate thereon is 4.88%; and the weighted average remaining term of the leases generating our 2026 base rent is 4.4 years.
As of February 1, 2026 and after giving effect to the ten industrial properties we acquired in January 2026, we own 113 properties with approximately 12.5 million square feet, including 79 industrial properties with approximately 11.0 million square feet, and we anticipate that our industrial properties will generate approximately 81.6% of our 2026 base rent.
2025 Activities In 2025, we: acquired 13 industrial properties for an aggregate purchase price of $188.8 million, including $112.3 million in mortgage debt.
These properties account for $12.5 million, or 15.1%, of our 2026 base rent and we anticipate that in 2026, these properties will generate $13.3 million of rental income (excluding tenant reimbursements), $8.4 million of depreciation and amortization expense and $6.5 million of interest expense.
REMOVED
As of February 28, 2025, the registrant had 21,586,978 shares of common stock outstanding.
Management s Discussion and Analysis of Financial Condition and Results of Operations 31 7A.
Changes In and Disagreements With Accountants on Accounting and Financial Disclosure 46 9A.
The interest rate on most of our variable rate mortgage debt has been fixed through the use of interest rate swap agreements.
In addition to our being liable for standard carve-outs , we may also be liable, at the parent company level, for swap breakage losses on otherwise non-recourse mortgage debt that is subject to an interest rate swap agreement, if such agreement is terminated prior to its stated expiration.
we present information regarding our 2025 contractual rental income (which we also refer to as contractual rental income ) contractual rental income represents the base rent tenants are required to pay us in 2025 and does not reflect, among other things, variable rent (including amounts tenants are required to reimburse us) or the adjustments required by United States ( U.S.
our use of the term e-commerce includes the provision by the retail, restaurant, health and fitness and theater sectors of their goods and services through distribution channels other than traditional brick and mortar distribution channels.
( BRT ), a NYSE listed multi-family REIT and Majestic Property Management Corp.
( Majestic Property ), a property management company which compensates certain of our executive officers, and which is wholly owned by Fredric H.
You should not rely on forward-looking statements since they involve known and unknown risks, uncertainties and other factors which are, in some cases, beyond our control and which could materially affect actual results, performance or achievements.
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