NXRTHIGH SIGNALFINANCIAL10-K

NXRT experienced a massive financial deterioration with net income swinging from $1.1M profit to -$32.0M loss while operating income plummeted 67% and stockholders' equity declined 28%.

The dramatic swing to substantial losses combined with the severe drop in operating income suggests fundamental operational challenges that significantly impacted profitability. The 28% decline in stockholders' equity alongside reduced cash position indicates potential financial stress that could affect the company's ability to execute its growth strategy and maintain dividend payments.

Comparing 2026-02-26 vs 2025-02-26View on EDGAR →
FINANCIAL ANALYSIS

NXRT's financial performance deteriorated sharply with net income turning deeply negative (-$32.0M vs +$1.1M) and operating income collapsing by two-thirds to $27.9M, while stockholders' equity dropped 28% to $295.5M. Cash and equivalents fell 41% to $13.7M, though this was partially offset by a 14% increase in operating cash flow to $83.6M and reduced share buyback activity. The overall picture signals significant operational headwinds that have severely impacted profitability despite maintaining positive operating cash generation, raising concerns about the sustainability of current operations and capital allocation strategy.

FINANCIAL STATEMENT CHANGES
Net Income
P&L
-2985.3%
$1.1M-$32.0M

Net income declined 2985.3% — review whether driven by operations, interest costs, or non-recurring items.

Operating Income
P&L
-66.6%
$83.6M$27.9M

Operating income deteriorated sharply — investigate whether driven by one-time charges or structural cost issues.

Share Buybacks
Cash Flow
-47.5%
$14.6M$7.7M

Buyback activity reduced 47.5% — capital being redeployed elsewhere or cash conservation underway.

Cash & Equivalents
Balance Sheet
-40.8%
$23.1M$13.7M

Cash declined 40.8% — significant cash burn or deployment; verify adequacy of remaining liquidity runway.

Stockholders Equity
Balance Sheet
-28%
$410.4M$295.5M

Equity decreased 28% — buybacks or losses reducing book value, monitor solvency ratios.

Operating Cash Flow
Cash Flow
+13.6%
$73.6M$83.6M

Operating cash flow grew 13.6% — strong conversion of earnings to cash, healthy business fundamentals.

LANGUAGE CHANGES
NEW — 2026-02-26
PRIOR — 2025-02-26
ADDED
As of February 26, 2026, the registrant had 25,411,252 shares of its common stock, par value $0.01 per share, outstanding.
The Company expects it will only have an accounting employee while the Advisory Agreement is in effect.
As of December 31, 2025, the Company, through the OP and the wholly owned TRS, owned 36 properties representing 13,305 units in seven states, as further described under Item 2, Properties and Notes 3 and 4 to our consolidated financial statements.
2025 Highlights Key highlights and transactions completed in 2025 include the following: JPM Facility: We entered into a $200.0 million revolving credit facility with J.P.
As of December 31, 2025, the Company had $108.0 million available for borrowing under the credit facility, $90.0 million drawn under the credit facility and a $2.0 million letter of credit outstanding.
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REMOVED
As of February 26, 2025, the registrant had 25,466,105 shares of its common stock, par value $0.01 per share, outstanding.
The Company expects it will only have accounting employees while the Advisory Agreement is in effect.
As of December 31, 2024, the Company, through the OP and the wholly owned TRS, owned 35 properties representing 12,984 units in seven states, as further described under Item 2, Properties and Notes 3 and 4 to our consolidated financial statements.
2024 Highlights Key highlights and transactions completed in 2024 include the following: Refinancing: We completed a 34 property refinance on property mortgage debt of approximately $1,429.0 million, increasing the outstanding mortgage debt to approximately $1,469.4 million.
We completed the refinancings with a 1.09% spread on 30-Day Average Secured Overnight Financing Rate ("SOFR") and maturity dates ranging from October 1, 2031 to December 1, 2031.
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