NTSTMEDIUM SIGNALOPERATIONAL10-K

NETSTREIT executed significant portfolio expansion, growing from 687 to 761 properties while increasing outstanding shares from 81.7M to 97.1M, signaling an active growth phase funded through equity and debt.

The company is in an aggressive expansion mode, adding 74 properties (10.8% growth) while diversifying across more tenants (98 to 129) and retail sectors (26 to 28). The substantial increase in share count (18.9%) suggests equity raises to fund this growth, which investors should monitor for dilution impact versus value creation from the expanded portfolio.

Comparing 2026-02-10 vs 2025-02-24View on EDGAR →
FINANCIAL ANALYSIS

NETSTREIT's growth strategy is clearly reflected in the financials, with revenue increasing 19.8% to $195.0M and operating cash flow up 21.5% to $109.5M, demonstrating the portfolio expansion is generating proportional income growth. However, the company significantly leveraged up with total debt rising 26.2% to $1.1B and interest expense more than doubling to $19.1M, though this was offset by improved operational performance that drove net income from a $11.9M loss to a $6.9M profit. The overall picture shows a REIT successfully executing a debt and equity-funded expansion that's generating returns, but investors should watch leverage ratios and ensure the growth pace remains sustainable.

FINANCIAL STATEMENT CHANGES
Net Income
P&L
+157.8%
-$11.9M$6.9M

Net income grew 157.8% — bottom-line growth signals improving overall business health.

Interest Expense
P&L
+107.6%
$9.2M$19.1M

Interest expense surged 107.6% — significant debt increase or rising rates materially impacting earnings.

Share Buybacks
Cash Flow
-49.7%
$1.5M$753K

Buyback activity reduced 49.7% — capital being redeployed elsewhere or cash conservation underway.

Total Debt
Balance Sheet
+26.2%
$868.3M$1.1B

Debt rose 26.2% — additional borrowing for investment or operations; monitor coverage ratios.

Total Liabilities
Balance Sheet
+26.1%
$921.2M$1.2B

Liabilities increased 26.1% — monitor debt-to-equity ratio and interest coverage.

Operating Cash Flow
Cash Flow
+21.5%
$90.2M$109.5M

Operating cash flow grew 21.5% — strong conversion of earnings to cash, healthy business fundamentals.

Revenue
P&L
+19.8%
$162.8M$195.0M

Revenue growing 19.8% — solid top-line momentum, watch margins for quality of growth.

Total Assets
Balance Sheet
+15.7%
$2.3B$2.6B

Asset base grew 15.7% — expansion through organic growth, acquisitions, or capital deployment.

LANGUAGE CHANGES
NEW — 2026-02-10
PRIOR — 2025-02-24
ADDED
As of February 6, 2026, we had 97,073,872 shares of common stock, par value $0.01, outstanding.
and all of its consolidated subsidiaries, including NETSTREIT, L.P.
Summary of Selected Risk Factors Our business is subject to numerous risks and uncertainties, including the risks described in the section titled Risk Factors included under Part I, Item 1A of this Annual Report on Form 10-K.
Business Business Overview We are an internally managed real estate company that acquires, owns, and manages a diversified portfolio of single-tenant commercial retail properties, subject to long-term net leases with high-credit-quality tenants across the United States.
As of December 31, 2025, we owned or had investments in 761 properties diversified by tenant, industry, and geography, comprising 129 different tenants across 28 retail sectors in 45 states.
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REMOVED
As of February 19, 2025, we had 81,663,128 shares of common stock, par value $0.01, outstanding.
and all of its consolidated subsidiaries, including NETSTREIT L.P.
Summary of Selected Risk Factors Our business is subject to numerous risks and uncertainties, including the risks described in the section titled Risk Factors included under Part I, Item 1A of this Annual Report.
federal income tax purposes; the ability of our board of directors to revoke our REIT qualification without stockholder approval; and the designation of the Circuit Court for Baltimore City, Maryland as the sole and exclusive forum for certain actions and proceedings that may be initiated by our stockholders.
Business Business Overview We are an internally managed real estate company that acquires, owns, and manages a diversified portfolio of single-tenant, retail commercial real estate subject to long-term net leases with high credit quality tenants across the United States.
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