ADDED
As of March 11, 2026, the registrant had 12,844,813 shares of common stock outstanding with a par value of $1.00 per share.
The Bank s consolidated subsidiaries include MVB Edge Ventures, Inc.
( Edge Ventures ), Paladin Fraud, LLC ("Paladin Fraud") and MVB Insurance, LLC.
Edge Ventures wholly-owns MVB Technology, LLC and Victor Technologies, Inc.
The Bank also owns an equity method investment in Intercoastal Mortgage Company, LLC ( ICM ) and MVB Financial Corp.
owns equity method investments in Warp Speed Holdings, LLC ( Warp Speed ) and Ayers Socure II, LLC ( Ayers Socure II ).
MVB Financial Corp.'s consolidated subsidiaries also include SPE PR, LLC.
As of December 31, 2024, the Bank owned an 80.8% interest in Trabian Technology, Inc.
On September 30, 2025, we executed an asset purchase agreement to sell substantially all assets and operations of Victor to Jack Henry Associates ("Jack Henry").
We recorded a $34.2 million pre-tax gain associated with the sale of Victor that is included in gain on divestiture activity in the consolidated statement of income.
REMOVED
As of March 10, 2025, the registrant had 12,948,795 shares of common stock outstanding with a par value of $1.00 per share.
The Bank s consolidated subsidiaries include MVB Edge Ventures, LLC ( Edge Ventures ), Paladin Fraud, LLC ( Paladin Fraud ) and MVB Insurance, LLC, ( MVB Insurance ).
The Bank owns a controlling interest in Trabian Technology, Inc.
The Bank also owns an equity method investment in Intercoastal Mortgage Company, LLC ( ICM ) and MVB Financial owns equity method investments in Warp Speed Holdings, LLC ( Warp Speed ) and Ayers Socure II, LLC ( Ayers Socure II ).
MVB Financial's consolidated subsidiaries also includes SPE PR, LLC.
Through our professional services entities, which include Paladin Fraud and Trabian, we provide consulting solutions to assist Fintech and corporate clients in building digital products and meeting their fraud defense needs.
CoRe Banking We offer our customers a full range of products and services including: l Various demand deposit accounts, savings accounts, money market accounts and certificates of deposit; l Commercial, consumer and real estate mortgage loans and lines of credit; l Debit cards; l Cashier s checks; l Safe deposit rental facilities; and l Non-deposit investment services offered through an association with a broker-dealer.
Edge Ventures Edge Ventures, a wholly-owned subsidiary of the Bank, acts as a holding company for Victor and MVB Technology.
Victor Victor, a wholly-owned subsidiary of Edge Ventures, was formed to develop technology to make it faster, easier and cost effective to launch and scale a broad spectrum of solutions for the gaming, payments and banking-as-a-service sectors.
Victor integrates directly with legacy bank core systems allowing developers to build solutions for clients to store, manage and move money securely with application programming interfaces.