ADDED
As of March 9, 2026, the registrant had 28,755,228 shares of common stock issued and outstanding.
government may take to avoid exceeding the debt ceiling, and uncertainties surrounding the debt ceiling and the federal budget; the effects of the current U.S.
government shutdown, including the impact of prolonged closures or staffing reductions at government agencies effecting our business or our customers; and other risks and factors identified in this Form 10-K under the heading Risk Factors and Management s Discussion and Analysis of Financial Condition and Results of Operations section herein.
You are cautioned not to place undue reliance on these forward looking statements, which represent our beliefs, assumptions and estimates only as of the dates on which they were made.
Any forward looking statement speaks only as of the date on which it is made, and we do not undertake any obligation to update or revise any forward looking statement, whether as a result of new information, future events, changes in assumptions or otherwise, except as required by law.
As of December 31, 2025, we had total assets of $4.77 billion, total loans held for investment of $4.08 billion, total deposits of $3.65 billion and total shareholders equity of $544.2 million.
We are a full-service commercial bank focused on delivering personalized service in an efficient and reliable manner to the small-to medium-sized businesses and individuals in our markets, including many customers in diverse and multi-ethnic communities in growing metropolitan markets in the Eastern U.S., Texas and California.
We offer a suite of loan and deposit products tailored to meet the needs of the businesses of our customers.
We have successfully grown our franchise since our founding primarily through de novo branch openings in vibrant, diverse markets where we feel our banking products and services will be well-received, as well as our recent acquisition of First IC Corporation.
Acquisition of First IC Corporation and First IC Bank After the close of business on December 1, 2025, the Company completed the acquisition of First IC Corporation.
REMOVED
As of March 5, 2025, the registrant had 25,402,782 shares of common stock issued and outstanding.
government may take to avoid exceeding the debt ceiling, and uncertainties surrounding the debt ceiling and the federal budget; and other risks and factors identified in this Form 10-K under the heading Risk Factors and Management s Discussion and Analysis of Financial Condition and Results of Operations section herein.
Because of these risks and other uncertainties, our actual future results, performance or achievement, or industry results, may be materially different from the results indicated by the forward looking statements in this Annual Report on Form 10-K.
You should not rely on any forward looking statements, which represent our beliefs, assumptions and estimates only as of the dates on which they were made, as predictions of future events.
Any forward-looking statement speaks only as of the date on which it is made, and we do not undertake any obligation to update or review any forward-looking statement, whether as a result of new information, future developments or otherwise.
As of December 31, 2024, we had total assets of $3.59 billion, total loans held for investment of $3.16 billion, total deposits of $2.74 billion and total shareholders equity of $421.4 million.
We are a full-service commercial bank focused on delivering personalized service in an efficient and reliable manner to the small- to medium-sized businesses and individuals in our markets, predominantly Asian-American communities in growing metropolitan markets in the Eastern U.S.
We offer a suite of loan and deposit products tailored to meet the needs of the businesses and individuals already established in our communities, as well as first generation immigrants who desire to establish and grow their own businesses, purchase a home, or educate their children in the United States.
We have successfully grown our franchise since our founding primarily through de novo branch openings in vibrant, diverse markets where we feel our banking products and services will be well-received.
We completed an initial public offering of our common stock in October 2019 as an emerging growth company under the Jumpstart Our Business Startups Act of 2012 (the JOBS Act ).