MBCHIGH SIGNALFINANCIAL10-K

MasterBrand reported substantially reduced net income and a material decline in operating cash flow, signaling significant operational challenges despite maintaining adequate liquidity.

The company experienced a dramatic deterioration in profitability with net income falling substantially year-over-year, while operating cash flow declined materially by one-third. These metrics suggest meaningful operational headwinds that investors should monitor closely, though the company appears to have strengthened its cash position.

Comparing 2026-02-13 vs 2025-02-19View on EDGAR →
FINANCIAL ANALYSIS

MasterBrand's financial performance weakened considerably, with net income dropping substantially while operating income declined by nearly half. SG&A expenses grew modestly by 11%, contributing to margin pressure. However, the company improved its liquidity position with cash and equivalents increasing 52% to $183.3M, while accounts receivable declined 21%, potentially indicating collection improvements or softer demand conditions.

FINANCIAL STATEMENT CHANGES
Net Income
P&L
-78.8%
$125.9M$26.7M

Net income declined 78.8% — review whether driven by operations, interest costs, or non-recurring items.

Cash & Equivalents
Balance Sheet
+52%
$120.6M$183.3M

Cash position surged 52% — strong cash generation or capital raise providing significant financial cushion.

Operating Income
P&L
-49.5%
$235.7M$119.0M

Operating income deteriorated sharply — investigate whether driven by one-time charges or structural cost issues.

Operating Cash Flow
Cash Flow
-33%
$292.0M$195.7M

Operating cash flow fell 33% — earnings quality concerns; investigate working capital changes and non-cash items.

Accounts Receivable
Balance Sheet
-21.3%
$191.0M$150.4M

Receivables declined — improved collection efficiency or conservative revenue recognition.

SG&A Expense
P&L
+10.7%
$603.1M$667.8M

SG&A increased modestly — likely reflects growth-related hiring or sales expansion investment.

LANGUAGE CHANGES
NEW — 2026-02-13
PRIOR — 2025-02-19
ADDED
The registrant had outstanding 127,537,368 shares of common stock as of February 11, 2026.
Market for Registrant's Common Equity, Related Shareholder Matters and Issuer Purchases of Equity Securities 27 Item 6.
Changes in and Disagreements With Accountants on Accounting and Financial Disclosure 84 Item 9A.
Security Ownership of Certain Beneficial Owner s and Management and Related Shareholder Matters 85 Item 13.
( we, us, our, MasterBrand or the Company ), was founded over 70 years ago in 1954 under the name United Cabinet Incorp orated.
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REMOVED
The registrant had outstanding 127,649,029 shares of common stock as of February 14, 2025.
Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities 26 Item 6.
Changes in and Disagreements W ith Accountants on Accounting and Financial Disclosure 90 Item 9A.
Security Ownership of Certain Beneficial Owner and Management and Related Stockholder Matters 91 Item 13.
( we, us, our, MasterBrand or the Company ) was founded over 70 years ago in 1954 under the name United Cabinet Incorporated.
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