MBCHIGH SIGNALFINANCIAL10-K

MBC experienced a dramatic deterioration in profitability with net income plunging 79% while interest expense exploded by 2,864% from $2.2M to $65.2M.

The massive increase in interest expense suggests either substantial new debt issuance or a significant increase in borrowing rates, which is severely impacting the company's bottom line. The simultaneous 50% decline in operating income indicates underlying operational challenges beyond just higher financing costs, creating a concerning dual pressure on profitability.

Comparing 2026-02-13 vs 2025-02-19View on EDGAR →
FINANCIAL ANALYSIS

MBC's financial performance deteriorated significantly across key profitability metrics, with net income collapsing 79% to $26.7M and operating income falling 50% to $119M, while the company faced a dramatic 2,864% spike in interest expense to $65.2M. Operating cash flow declined 33% to $195.7M and SG&A expenses increased 11% to $667.8M, though the company maintained higher cash levels at $183.3M and reduced receivables. The overall picture signals a company under severe financial stress from both operational underperformance and dramatically higher debt servicing costs.

FINANCIAL STATEMENT CHANGES
Interest Expense
P&L
+2863.6%
$2.2M$65.2M

Interest expense surged 2863.6% — significant debt increase or rising rates materially impacting earnings.

Share Buybacks
Cash Flow
+178.5%
$6.5M$18.1M

Share repurchases increased 178.5% — management returning capital, signals confidence in intrinsic value.

Net Income
P&L
-78.8%
$125.9M$26.7M

Net income declined 78.8% — review whether driven by operations, interest costs, or non-recurring items.

Cash & Equivalents
Balance Sheet
+52%
$120.6M$183.3M

Cash position surged 52% — strong cash generation or capital raise providing significant financial cushion.

Operating Income
P&L
-49.5%
$235.7M$119.0M

Operating income deteriorated sharply — investigate whether driven by one-time charges or structural cost issues.

Operating Cash Flow
Cash Flow
-33%
$292.0M$195.7M

Operating cash flow fell 33% — earnings quality concerns; investigate working capital changes and non-cash items.

Accounts Receivable
Balance Sheet
-21.3%
$191.0M$150.4M

Receivables declined — improved collection efficiency or conservative revenue recognition.

SG&A Expense
P&L
+10.7%
$603.1M$667.8M

SG&A increased modestly — likely reflects growth-related hiring or sales expansion investment.

LANGUAGE CHANGES
NEW — 2026-02-13
PRIOR — 2025-02-19
ADDED
The registrant had outstanding 127,537,368 shares of common stock as of February 11, 2026.
Market for Registrant's Common Equity, Related Shareholder Matters and Issuer Purchases of Equity Securities 27 Item 6.
Changes in and Disagreements With Accountants on Accounting and Financial Disclosure 84 Item 9A.
Security Ownership of Certain Beneficial Owner s and Management and Related Shareholder Matters 85 Item 13.
( we, us, our, MasterBrand or the Company ), was founded over 70 years ago in 1954 under the name United Cabinet Incorp orated.
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REMOVED
The registrant had outstanding 127,649,029 shares of common stock as of February 14, 2025.
Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities 26 Item 6.
Changes in and Disagreements W ith Accountants on Accounting and Financial Disclosure 90 Item 9A.
Security Ownership of Certain Beneficial Owner and Management and Related Stockholder Matters 91 Item 13.
( we, us, our, MasterBrand or the Company ) was founded over 70 years ago in 1954 under the name United Cabinet Incorporated.
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