JOBYHIGH SIGNALFINANCIAL10-K

JOBY's net losses expanded substantially while the company raised significant additional capital, reflecting continued heavy investment in eVTOL aircraft development amid ongoing certification challenges.

The meaningfully higher net losses combined with increased R&D and SG&A spending indicate JOBY is accelerating development efforts but burning through capital at an elevated rate. The substantial increase in stockholders' equity suggests recent equity financing provided additional runway, though investors should monitor burn rate sustainability as the company approaches commercial operations.

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FINANCIAL ANALYSIS

JOBY's financial position shows the classic profile of a high-growth development-stage company, with net losses expanding substantially to $929.8M while R&D expenses grew 21.8% to $581.1M and SG&A costs increased 35.9% to $162.6M. The company strengthened its balance sheet significantly, with stockholders' equity rising 54.5% to $1.4B and total assets growing 49.2% to $1.8B, indicating successful capital raising activities. Interest expense declined dramatically by 95.1% to just $118K, suggesting improved debt management or refinancing at more favorable terms.

FINANCIAL STATEMENT CHANGES
Interest Expense
P&L
-95.1%
$2.4M$118K

Interest expense declined — debt repayment or refinancing at lower rates improving earnings quality.

Stockholders Equity
Balance Sheet
+54.5%
$912.4M$1.4B

Equity base grew 54.5% — retained earnings accumulation or equity issuance strengthening the balance sheet.

Net Income
P&L
-52.9%
-$608.0M-$929.8M

Net income declined 52.9% — review whether driven by operations, interest costs, or non-recurring items.

Total Assets
Balance Sheet
+49.2%
$1.2B$1.8B

Asset base grew 49.2% — expansion through organic growth, acquisitions, or capital deployment.

Current Assets
Balance Sheet
+49.1%
$969.6M$1.4B

Current assets grew 49.1% — improving short-term liquidity or inventory/receivables build.

SG&A Expense
P&L
+35.9%
$119.7M$162.6M

SG&A up 35.9% — significant increase in sales or administrative costs, monitor impact on operating leverage.

Capital Expenditure
Cash Flow
+32.7%
$40.6M$53.9M

Capital expenditure jumped 32.7% — major investment cycle underway; assess returns on deployment.

Total Liabilities
Balance Sheet
+32.4%
$291.1M$385.4M

Liabilities grew 32.4% — significant increase in debt or obligations, assess impact on financial flexibility.

Current Liabilities
Balance Sheet
+24.7%
$48.1M$60.0M

Current liabilities rose 24.7% — increased short-term obligations, watch current ratio.

R&D Expense
P&L
+21.8%
$477.2M$581.1M

R&D investment increased 21.8% — signals commitment to future product development, though near-term margin impact.

LANGUAGE CHANGES
NEW — 2026-02-27
PRIOR — 2025-02-27
ADDED
o Yes o No APPLICABLE ONLY TO CORPORATE REGISTRANTS: The registrant had outstanding 979,334,237 shares of common stock as of February 23, 2026.
Management's Discussion and Analysis of Financial Condition and Results of Operations 37 Item 7A.
Moreover, we operate in a very competitive and rapidly changing environment.
We cannot assure you that the results, events and circumstances reflected in the forward-looking statements will be achieved or occur.
Risk Factors Summary Our business is subject to a number of risks and uncertainties, which are described in greater detail in Part I, Item 1A Risk Factors of this Annual Report, any of which could materially adversely affect our business, financial condition, results of operations, and brand.
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REMOVED
o Yes o No APPLICABLE ONLY TO CORPORATE REGISTRANTS: The registrant had outstanding 787,816,925 shares of common stock as of February 24, 2025.
Management's Discussion and Analysis of Financial Condition and Results of Operations 32 Item 7A.
Business Overview We are developing an all-electric, vertical take-off and landing ( eVTOL ) air taxi which we intend to operate in cities around the world.
While foreign certification in many countries leverages our work with the FAA, in some, such as the UAE, it may also provide a path to commercial operations prior to receiving certification in the United States.
In November 2024, we completed our first international exhibition flight at Toyota s Higashi-Fuji Technical Center in Shizuoka, Japan.
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