IBTAHIGH SIGNALFINANCIAL10-K

IBTA experienced a dramatic 95% collapse in net income from $68.7M to $3.6M alongside a significant deterioration in cash position and balance sheet strength.

The near-complete evaporation of profitability combined with a 47% decline in cash reserves and 37% reduction in stockholders' equity suggests serious operational challenges or one-time charges that have materially impacted the company's financial position. The substantial reduction in gross profit and operating cash flow indicates core business performance deterioration rather than just accounting adjustments.

Comparing 2026-02-26 vs 2025-02-27View on EDGAR →
FINANCIAL ANALYSIS

IBTA's financial performance deteriorated dramatically across all key metrics, with net income collapsing 95% from $68.7M to just $3.6M while gross profit declined 14% and operating cash flow fell 18%. The balance sheet weakened substantially with cash reserves dropping 47% to $186.6M and stockholders' equity declining 37% to $287.7M, reflecting a significant erosion of financial strength. This broad-based deterioration across profitability, cash generation, and balance sheet metrics signals material operational challenges that warrant immediate investor attention.

FINANCIAL STATEMENT CHANGES
Net Income
P&L
-94.8%
$68.7M$3.6M

Net income declined 94.8% — review whether driven by operations, interest costs, or non-recurring items.

Cash & Equivalents
Balance Sheet
-46.6%
$349.3M$186.6M

Cash declined 46.6% — significant cash burn or deployment; verify adequacy of remaining liquidity runway.

Stockholders Equity
Balance Sheet
-37.1%
$457.3M$287.7M

Equity declined sharply — large losses, buybacks, or write-downs reducing book value significantly.

Current Assets
Balance Sheet
-29.9%
$581.7M$407.9M

Current assets declined 29.9% — monitor working capital adequacy and short-term liquidity.

Total Assets
Balance Sheet
-22.5%
$678.4M$525.9M

Total assets contracted 22.5% — asset sales, write-downs, or balance sheet optimization underway.

Operating Cash Flow
Cash Flow
-17.8%
$115.9M$95.3M

Operating cash flow softened — monitor whether temporary working capital timing or structural deterioration.

Gross Profit
P&L
-14.4%
$317.1M$271.3M

Gross margin compression — rising input costs, pricing pressure, or unfavorable product mix shift.

LANGUAGE CHANGES
NEW — 2026-02-26
PRIOR — 2025-02-27
ADDED
federal government shutdown, public health threats, general global instability, or geopolitical tensions and conflicts including the ongoing conflict between Russia and Ukraine, on global capital and financial markets, political events, general economic conditions in the United States, and our business and operations.
3 Table o f Contents We announce material information to the public through filings with the U.S.
A third-party platform that Ibotta partners with to access offers from certain retailer advertisers so consumers can earn cash back on a percentage of their total basket spend at those retailers.
Capabilities that leverage techniques such as machine learning, deep learning, generative AI, or natural language processing.
A company that pays Ibotta to run promotions on the IPN with the goal of influencing consumer purchase behaviors.
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REMOVED
ibta-20241231 0001538379 FALSE 2024 FY 12/31 12/31/2024 1 1 http://fasb.org/us-gaap/2024#OperatingIncomeLoss http://fasb.org/us-gaap/2024#OperatingIncomeLoss http://fasb.org/us-gaap/2024#OtherLiabilitiesCurrent http://fasb.org/us-gaap/2024#OtherLiabilitiesCurrent http://fasb.org/us-gaap/2024#OtherLiabilitiesNoncurrent http://fasb.org/us-gaap/2024#OtherLiabilitiesNoncurrent P3Y P3Y Subsequent Events The Company did not identify any significant subsequent events.
federal government shutdown, the COVID-19 pandemic, or a similar public health threat, or the ongoing conflicts between Russia and Ukraine and Hamas and Israel, on global capital and financial markets, political events, general economic conditions in the United States, and our business and operations.
We announce material information to the public through filings with the U.S.
Capabilities that leverage machine learning, deep learning, generative AI, and natural language processing on Ibotta s technology platform.
A company that pays Ibotta for the use of its IPN with the goal of influencing consumer purchase behaviors.
+7 more — sign up free →
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