GTYLOW SIGNALOPERATIONAL10-K

GTY Technology executed steady business expansion with $273M in property investments across 76 new locations while maintaining strong financial performance.

The company demonstrates healthy organic growth through strategic property acquisitions across convenience stores, car washes, and automotive service centers, expanding their geographic footprint from 42 to 44 states. The shift in acquisition mix toward more drive-thru quick service restaurants (28 vs 4 previously) suggests strategic portfolio diversification, while increased debt financing appears well-managed given the corresponding asset growth.

Comparing 2026-02-12 vs 2025-02-13View on EDGAR →
FINANCIAL ANALYSIS

GTY delivered solid operational performance with operating income growing 15.5% to $126.8M and net income increasing 11.4% to $79.2M, supported by $200M in asset growth to $2.2B. The company funded expansion through balanced capital deployment including $90M in additional debt and equity raises, with stockholders' equity growing proportionally to $1.1B. The slight decline in cash reserves to $8.4M reflects active capital deployment into income-generating properties rather than liquidity concerns, given the company's access to ATM programs and debt markets.

FINANCIAL STATEMENT CHANGES
Operating Income
P&L
+15.5%
$109.8M$126.8M

Operating income improving — cost discipline or growing revenue base absorbing fixed costs.

Cash & Equivalents
Balance Sheet
-11.8%
$9.5M$8.4M

Cash decreased 11.8% — monitor burn rate and upcoming capital needs.

Net Income
P&L
+11.4%
$71.1M$79.2M

Net income grew 11.4% — bottom-line growth signals improving overall business health.

Stockholders Equity
Balance Sheet
+11.4%
$962.1M$1.1B

Equity base grew 11.4% — retained earnings accumulation or equity issuance strengthening the balance sheet.

Total Assets
Balance Sheet
+10.1%
$2.0B$2.2B

Asset base grew 10.1% — expansion through organic growth, acquisitions, or capital deployment.

Total Debt
Balance Sheet
+10%
$904.3M$995.0M

Debt rose 10% — additional borrowing for investment or operations; monitor coverage ratios.

LANGUAGE CHANGES
NEW — 2026-02-12
PRIOR — 2025-02-13
ADDED
The registrant had outstanding 59,816,531 shares of common stock as of February 12, 2026.
Our portfolio includes convenience stores, express tunnel car washes, automotive service centers (gasoline and repair, oil and maintenance, tire and battery, and collision), drive-thru quick service restaurants, and certain other freestanding retail properties.
Our 1,174 properties as of December 31, 2025 are located in 44 states and Washington, D.C., and our tenants operate under a variety of national and regional retail brands.
Our Company is headquartered in New York, New York and as of February 12, 2026, we had 31 employees.
We were able to accretively fund this investment activity through thoughtful capital markets execution that included the strategic deployment of previously raised equity capital subject to forward sales agreements, active use of our ATM Program, and the issuance of new senior unsecured notes.
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REMOVED
The registrant had outstanding 55,027,697 shares of common stock as of February 13, 2025.
Our portfolio includes convenience stores, express tunnel car washes, automotive service centers (gasoline and repair, oil and maintenance, tire and battery, and collision), and certain other freestanding retail properties, including drive-thru quick service restaurants and automotive parts retailers.
Our 1,118 properties as of December 31, 2024 are located in 42 states and Washington, D.C., and our tenants operate under a variety of national and regional brands.
Our Company is headquartered in New York, New York and as of February 13, 2025, we had 29 employees.
We were able to accretively fund this investment activity through thoughtful capital markets execution that included a follow-on public equity offering, active use of our ATM Program, and the issuance of new senior unsecured notes.
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