GNRCHIGH SIGNALFINANCIAL10-K

GNRC experienced a dramatic 49.6% decline in net income alongside substantial refinancing activities and operational restructuring including divestiture of its Tank Utility fleet business.

The nearly 50% drop in profitability combined with multiple refinancing events signals significant operational and financial stress at Generac. The company appears to be actively restructuring its debt profile while divesting non-core assets, which could indicate management is taking defensive measures amid deteriorating business conditions.

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FINANCIAL ANALYSIS

Generac's financial performance deteriorated significantly with net income falling 49.6% to $159.6M and operating income declining 46.1% to $289.2M, while operating cash flow dropped 40.9% to $438M. Despite the operational decline, the company increased capital expenditures by 24.2% and grew current assets by 21.2% including a 21.1% inventory build-up, suggesting either planned expansion or difficulty moving products. The overall picture shows a company under financial pressure with declining profitability and cash generation, offset partially by maintaining liquidity through increased cash reserves and asset growth.

FINANCIAL STATEMENT CHANGES
Net Income
P&L
-49.6%
$316.3M$159.6M

Net income declined 49.6% — review whether driven by operations, interest costs, or non-recurring items.

Operating Income
P&L
-46.1%
$536.7M$289.2M

Operating income deteriorated sharply — investigate whether driven by one-time charges or structural cost issues.

Operating Cash Flow
Cash Flow
-40.9%
$741.3M$438.0M

Operating cash flow fell 40.9% — earnings quality concerns; investigate working capital changes and non-cash items.

Capital Expenditure
Cash Flow
+24.2%
$136.7M$169.8M

Capex increased 24.2% — ongoing investment in capacity or infrastructure for future growth.

Cash & Equivalents
Balance Sheet
+21.4%
$281.3M$341.4M

Cash grew 21.4% — improving liquidity position supports investment and shareholder returns.

Interest Expense
P&L
-21.2%
$89.7M$70.7M

Interest expense declined — debt repayment or refinancing at lower rates improving earnings quality.

Current Assets
Balance Sheet
+21.2%
$2.0B$2.5B

Current assets grew 21.2% — improving short-term liquidity or inventory/receivables build.

Inventory
Balance Sheet
+21.1%
$1.0B$1.2B

Inventory built 21.1% — monitor whether demand supports this build or if write-downs may follow.

Current Liabilities
Balance Sheet
+17.6%
$1.0B$1.2B

Current liabilities rose 17.6% — increased short-term obligations, watch current ratio.

Total Liabilities
Balance Sheet
+12.4%
$2.6B$2.9B

Liabilities increased 12.4% — monitor debt-to-equity ratio and interest coverage.

LANGUAGE CHANGES
NEW — 2026-02-18
PRIOR — 2025-02-19
ADDED
For the three and nine months ended September 30, 2025, the loss represents third party costs and the write-off of certain deferred financing costs in connection with the refinancing of the Original Tranche A Term Loan Facility and Original Revolving Facility.
For the three and nine months ended September 30, 2024, the loss represents fees paid to creditors and the write-off of the original issue discount and deferred financing costs in connection with the refinancing of the Tranche B Term Loan Facility.
Recorded in the operating lease and other long-term liabilities line within the consolidated balance sheets The amount of income taxes paid during the years ended December 31, 2025 and 2024 does not meet the 5% disaggregation threshold.
Represents unrealized losses of $(17,095) on the interest rate swaps, net of tax effect of $4,232 for the year ended December 31, 2025.
For the years ended December 31, 2025, December 31, 2024, and December 31, 2023, excludes approximately 300,000, 428,000 and 348,000 stock options and restricted stock awards, respectively, as the impact of such awards was anti-dilutive.
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REMOVED
Represents $5,911 of contingent consideration related to the Ageto acquisition.
Recorded in the operating lease and other long-term liabilities line within the consolidated balance sheets Represents the change in fair value of the contingent deferred consideration for the Pramac buyout.
See Note 4, "Redeemable Noncontrolling Interest", to the consolidated financial statements of this Annual Report on Form 10-K.
Represents the following litigation, regulatory, and other matters that are not indicative of our ongoing operations: A provision for judgments, settlements, and legal expenses related to certain patent lawsuits - $9,299 in 2024; $27,289 in 2023.
Legal expenses related to certain class action lawsuits - $1,267 in 2024; $1,051 in 2023.
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