FSEAMEDIUM SIGNALFINANCIAL10-K

FSEA reported substantially higher net losses while reducing capital expenditures by two-thirds, suggesting potential operational challenges alongside cost management efforts.

The meaningfully expanded net losses indicate deteriorating operational performance that investors should monitor closely. However, the significant reduction in capital spending demonstrates management's focus on preserving cash and controlling discretionary expenditures during this challenging period.

Comparing 2026-03-20 vs 2025-03-21View on EDGAR →
FINANCIAL ANALYSIS

FSEA's financial performance deteriorated with net losses expanding substantially year-over-year. The company responded by dramatically curtailing capital expenditures, cutting them by over two-thirds to $120K. This combination suggests operational headwinds but also indicates management's proactive approach to cash conservation through reduced investment spending.

FINANCIAL STATEMENT CHANGES
Capital Expenditure
Cash Flow
-67.4%
$368K$120K

Capex reduced 67.4% — investment cycle winding down or capital discipline; may improve near-term free cash flow.

Net Income
P&L
-64.7%
-$513K-$845K

Net income declined 64.7% — review whether driven by operations, interest costs, or non-recurring items.

LANGUAGE CHANGES
NEW — 2026-03-20
PRIOR — 2025-03-21
ADDED
As of June 30, 2025, the aggregate market value of the voting and non-voting common equity held by non-affiliates of the Registrant was $ 48.8 million.
As of March 16, 2026, there were 4,694,149 outstanding shares of the Registrant's common stock.
At December 31, 2025, the Company had total consolidated assets of $599.3 million, loans of $419.5 million, deposits of $470.8 million and stockholders equity of $63.5 million.
Assets under management totaled approximately $153.5 million and $141.5 million at December 31, 2025 and 2024, respectively.
As of December 31, 2025 and 2024, approximately $28.0 million and $28.7 million of purchased client accounts are included in total assets under management, respectively.
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REMOVED
As of June 30, 2024, the aggregate market value of the voting and non-voting common equity held by non-affiliates of the Registrant was $ 41.0 million.
As of March 17, 2025, there were 4,730,753 outstanding shares of the Registrant's common stock.
At December 31, 2024, the Company had total consolidated assets of $580.8 million, loans of $439.0 million, deposits of $454.2 million and stockholders equity of $62.1 million.
Assets under management totaled approximately $141.5 million and $123.5 million at December 31, 2024 and 2023, respectively.
As of December 31, 2024 and 2023, approximately $28.7 million and $25.7 million of purchased client accounts are included in total assets under management, respectively.
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