ADDED
We are publicly traded on the NASDAQ Global Select Market and part of the S P 500 Index.
In 2025, we had $21.2 billion in total revenue, $5.8 billion in operating income and $6.1 billion of net cash provided by operating activities.
Additionally, we provide small businesses with comprehensive solutions that streamline operations, support seamless commerce across multiple channels, and deliver consistent and convenient customer experiences.
By optimizing payment performance and enhancing customer engagement, we help small businesses drive value, increase savings, and deliver exceptional experiences that drive growth and loyalty.
We also have enhanced our financial offerings for small businesses by providing access to working capital.
Our global POS and business management platform, Clover , includes hardware and software technology necessary to enable small business merchants to manage and accept payments; take orders; schedule pick-up and delivery services; manage cash flow, teams, customer engagement, and operational efficiency; and provide vertical specific business management tools.
We also offer small business owners advance access to capital, primarily through our Clover Capital program.
We are growing Clover through new and expanded partnerships, industries and geographies.
Our focus remains on high-growth industry verticals such as healthcare, e-commerce, and professional services, while maintaining a strong presence in restaurant and retail.
We are strengthening Clover s global presence by establishing or expanding offerings in multiple international markets, including Australia, Singapore, Brazil, Mexico, Belgium, Spain and Japan.
REMOVED
We are publicly traded on the New York Stock Exchange and part of the S P 500 Index.
In 2024, we had $20.5 billion in total revenue, $5.9 billion in operating income and $6.6 billion of net cash provided by operating activities.
Effective in the first quarter of 2024, we realigned our reportable segments to correspond with changes in our business designed to further enhance operational performance in the delivery of our integrated portfolio of products and solutions to our financial institution clients (the Segment Realignment ).
Our new reportable segments are the Merchant Solutions ( Merchant ) segment and the Financial Solutions ( Financial ) segment.
Small Business We offer merchant acquiring solutions to enable small businesses to securely accept payment transactions online or in-person.
Our global point-of-sale and business management platform, Clover , includes hardware and software technology necessary to enable small business merchants to accept payments; take orders; schedule pick-up and delivery services; and provide vertical specific business management tools.
We also offer small business owners advance access to capital through our Clover Capital cash advance and, within our international operations, merchant anticipation programs.
Financial Solutions The businesses in our Financial segment provide products and services to financial institution, corporate and public sector clients across the world, enabling the processing of customer loan and deposit accounts, digital payments and card transactions.
All of these systems are available in the U.S., and the DNA, Finxact and Signature platforms are also available globally.
Additionally, our embedded finance solutions enable merchants and others to deliver personalized financial experiences to their customers through a combination of Fiserv solutions including Finxact, Carat, plastics, and card processing, as well as third-party services, including banking services.