ADDED
As of February 27, 2026 , there were outstanding, exclusive of treasury shares, 19,634,210 shares of the registrant s common stock.
While federal law continues to classify cannabis as illegal, the risk of strict federal enforcement remains uncertain.
Any significant change in federal enforcement posture could affect our ability to continue services these customers and could increase our legal, regulatory, or compliance-related obligations.
As of December 31, 2025, the consolidated financial statements include the accounts of the Parent, the Bank, and Courier Capital.
At December 31, 2025, the Company had consolidated total assets of $6.27 billion, deposits of $5.21 billion and shareholders equity of $628.9 million and the Bank represented 99%, and Courier Capital represented less than 1% of the consolidated assets of the Company.
At December 31, 2025, the Bank had total assets of $6.24 billion, investment securities of $1.01 billion, net loans of $4.61 billion, deposits of $5.29 billion and shareholders equity of $662.3 million.
We also added an office in Sarasota, Florida in September 2025.
For the year ended December 31, 2025, Courier Capital had total revenue of $11.6 million.
Our digital banking capabilities and Customer Contact Center provide additional self-serve and phone options through which customer needs are met effectively.
Our primary focus is on organic growth with the goal of increasing the Bank s market share within existing markets.
REMOVED
As of February 28, 2025 , there were outstanding, exclusive of treasury shares, 20,077,893 shares of the registrant s common stock.
Prior to April 1, 2024, the Parent also owned SDN Insurance Agency, LLC, referred to as SDN, which sold various premium-based insurance policies on a commission basis to commercial and consumer customers.
On April 1, 2024, the Company announced and closed the sale of the assets of SDN to NFP Property Casualty Services, Inc., a subsidiary of NFP Corp.
Following the sale of the assets of SDN, the Company changed the name of the entity to Five Star Advisors LLC and expects to utilize it to serve as a conduit to refer insurance business to NFP.
At December 31, 2024, the Company had consolidated total assets of $6.12 billion, deposits of $5.10 billion and shareholders equity of $569.0 million and the Bank represented 99%, and Courier Capital represented less than 1%, of the consolidated assets of the Company.
The consolidated financial statements include the accounts of the Parent, the Bank, Courier Capital, and prior to April 1, 2024, SDN.
At December 31, 2024, the Bank had total assets of $6.08 billion, investment securities of $1.03 billion, net loans of $4.43 billion, deposits of $5.15 billion and shareholders equity of $595.5 million.
For the year ended December 31, 2024, Courier Capital had total revenue of $10.3 million.
Our digital banking capabilities, interactive teller machine ( ITM ) functionality and Customer Contact Center provide additional self-serve and phone options through which customer needs are met effectively.
We will continue to explore market expansion opportunities that complement current market areas as opportunities arise.