ADDED
s Long-Term Foreign- Currency Issuer Default Rating and negative ratings outlooks; the impacts of applicable legislative, tax, or regulatory changes or changes in legislative, tax, or regulatory priorities, including as a result of the One Big Beautiful Bill Act, signed into law on July 4, 2025, the reduction in staffing at U.S.
federal government shutdowns and political impasses, and uncertainties regarding the U.S.
As of December 31, 2025, the Corporation had total assets of $19.1 billion, including loans held for investment of $13.1 billion, total deposits of $16.7 billion, and total stockholders equity of $2.0 billion.
The limited liability corporation organized under the laws of Act 60 of 2019 has one wholly-owned subsidiary organized under such laws.
The Corporation sees effective ESG management as a critical step towards a sustainable and successful future.
During 2021, the Corporation adopted an ESG framework to guide its corporate sustainability strategy and governance.
In 2025, the Corporation published its most recent First Bancorp Corporate Sustainability Report for 2024 (the 2024 Report ), which provides 7 disclosure on a wide range of ESG topics, including governance; business ethics and compliance; responsible marketing and sales practices; sustainable and accessible finance; responsible banking, including details as to data security and cyber management; people and culture; community impact; and environmental responsibility.
As part of the sustainability governance structure set forth in FirstBanCorp.
The Sustainability Committee is tasked with aligning priorities and initiatives for the year, setting and monitoring long-term objectives, and leading the annual reporting process on sustainability-related topics.
Employees As of December 31, 2025, the Corporation and its subsidiaries had 3,218 regular employees representing a 3.4% increase in overall headcount from December 31, 2024.
REMOVED
s Long-Term Foreign- Currency Issuer Default Rating and negative ratings outlooks; the impacts of applicable legislative, tax, or regulatory changes or changes in legislative, tax, or regulatory priorities, the reduction in staffing at U.S.
governmental agencies, potential government shutdowns, and political impasses, including uncertainties regarding the U.S.
As of December 31, 2024, the Corporation had total assets of $19.3 billion, including loans held for investment of $12.7 billion, total deposits of $16.9 billion, and total stockholders equity of $1.7 billion.
The Corporation sees effective ESG management as a critical step towards a sustainable, inclusive and successful future.
During 2021, the Corporation adopted an ESG framework through which it established and communicated its corporate sustainability strategy and overarching governance policy.
In 2024, the Corporation continued evolving its Corporate Sustainability program, including the publication of its annual First BanCorp.
The 2023 Report disclosed information on a wide range of ESG topics, including governance and oversight; business ethics and compliance; responsible marketing and sales practices; sustainable and accessible finance; responsible banking, including details as to data security and cyber management; people and culture; community impact; and environmental stewardship.
As part of the ESG governance structure set forth in FirstBanCorp.
The Sustainability Committee is tasked with aligning priorities and initiatives for the year, setting and monitoring long-term objectives and goals, and leading the annual reporting process on ESG related topics.
Employees As of December 31, 2024, the Corporation and its subsidiaries had 3,113 regular employees representing a 2% decrease in overall headcount from December 31, 2023.