ADDED
As of February 23, 2026, 8,342,827 shares of common stock were outstanding.
We are not a retail bank and do not rely on a traditional branch network to gather deposits or attract clients.
Instead, our operating model is built on deep client relationships, specialized financial expertise, and an efficient, centralized administrative structure designed to deliver best-in-class client satisfaction.
This focused approach enables our experienced professionals to provide the level of insight and service required to develop and sustain long-term client relationships.
As of December 31, 2025, on a consolidated basis, we had total assets of $4.082 billion, total gross loans and leases of $3.375 billion, total deposits of $3.380 billion, and total stockholders equity of $371.6 million.
Commercial Banking Products and Services We strive to meet the specific commercial banking needs of small- to medium-sized companies in our primary markets in Wisconsin, Kansas, and Missouri, predominantly through lines of credit, term loans, deposit accounts and treasury management services.
Through FBB, we serve Wisconsin and the greater Kansas City Metro, and other clients through products with national channels.
As of December 31, 2025, our commercial real estate portfolio ( CRE ) represented approximately 61.0% of our total gross loans and leases receivable.
As of December 31, 2025, our commercial and industrial portfolio ( C I ) represented approximately 37.7% of our total gross loans and leases receivable.
As of December 31, 2025, asset-based lending represented approximately 4.9% of our total gross loans and leases receivable.
REMOVED
As of February 24, 2025, 8,301,126 shares of common stock were outstanding.
We do not utilize a branch network to attract retail clients.
Our operating model is predicated on deep client relationships, financial expertise, and an efficient, centralized administration function delivering best in class client satisfaction.
Our focused model allows experienced staff to provide the level of financial expertise needed to develop and maintain long-term relationships with our clients.
As of December 31, 2024, on a consolidated basis, we had total assets of $3.853 billion, total gross loans and leases of $3.114 billion, total deposits of $3.107 billion, and total stockholders equity of $328.6 million.
Commercial Banking Products and Services We strive to meet the specific commercial banking needs of small- to medium-sized companies in our primary markets in Wisconsin, Kansas, and Missouri, predominantly through lines of credit and term loans to businesses.
Through FBB, we service South Central Wisconsin, Southeast Wisconsin, Northeast Wisconsin, the greater Kansas City Metro, and other clients through products with national channels.
As of December 31, 2024, our commercial real estate portfolio ( CRE ) represented approximately 61.6% of our total gross loans and leases receivable.
As of December 31, 2024, our commercial and industrial portfolio ( C I ) represented approximately 37.0% of our total gross loans and leases receivable.
As of December 31, 2024, asset-based lending represented approximately 4.50% of our total gross loans and leases receivable.