F-PCHIGH SIGNALFINANCIAL10-K

Ford's interest expense substantially increased while the company reduced its stockholder equity by nearly 20%, indicating significant changes in capital structure amid otherwise improving operational performance.

The substantial rise in interest expense alongside a meaningful reduction in stockholder equity suggests Ford has taken on considerably more debt or is paying higher rates on existing obligations, which could pressure future profitability despite current earnings growth. The combination of higher financial costs and reduced equity cushion represents a notable shift in the company's financial risk profile that warrants close investor scrutiny.

Comparing 2026-02-11 vs 2025-02-06View on EDGAR →
FINANCIAL ANALYSIS

Ford delivered mixed financial results with net income growing meaningfully and operating cash flow expanding substantially, indicating strong operational performance. However, these positives were overshadowed by interest expense that grew substantially and stockholder equity declining nearly 20%, suggesting significant capital structure changes. The overall picture shows a company generating strong cash flows but potentially taking on higher financial leverage, which introduces elevated financial risk despite improved operational metrics.

FINANCIAL STATEMENT CHANGES
Interest Expense
P&L
+65.8%
$4.6B$7.6B

Interest expense surged 65.8% — significant debt increase or rising rates materially impacting earnings.

Operating Cash Flow
Cash Flow
+38%
$15.4B$21.3B

Operating cash flow surged 38% — exceptional cash generation, highest quality earnings signal.

Net Income
P&L
+35.2%
$4.3B$5.9B

Net income grew 35.2% — bottom-line growth signals improving overall business health.

Stockholders Equity
Balance Sheet
-19.8%
$44.8B$36.0B

Equity decreased 19.8% — buybacks or losses reducing book value, monitor solvency ratios.

R&D Expense
P&L
+17.5%
$8.0B$9.4B

R&D investment increased 17.5% — signals commitment to future product development, though near-term margin impact.

LANGUAGE CHANGES
NEW — 2026-02-11
PRIOR — 2025-02-06
ADDED
Based on the New York Stock Exchange Composite Transaction closing price of the Common Stock on that date ($10.85 per share), the aggregate market value of such Common Stock was $ 42,411,872,532 .
The shares of Common Stock and Class B Stock outstanding at June 30, 2025 included shares owned by persons who may be deemed to be affiliates of Ford.
As of February 6, 2026, Ford had outstanding 3,918,623,149 shares of Common Stock and 70,852,076 shares of Class B Stock.
Based on the New York Stock Exchange Composite Transaction closing price of the Common Stock on that date ($13.80 per share), the aggregate market value of such Common Stock was $54,076,999,456.
Ford develops and delivers innovative, must-have Ford trucks, sport utility vehicles, commercial vans and cars, and Lincoln luxury vehicles, along with connected services, including BlueCruise (ADAS) and security.
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REMOVED
Based on the New York Stock Exchange Composite Transaction closing price of the Common Stock on that date ($ 12.54 per share), the aggregate market value of such Common Stock was $ 48,960,272,506 .
The shares of Common Stock and Class B Stock outstanding at June 28, 2024 included shares owned by persons who may be deemed to be affiliates of Ford.
As of February 3, 2025, Ford had outstanding 3,892,595,628 shares of Common Stock and 70,852,076 shares of Class B Stock.
Based on the New York Stock Exchange Composite Transaction closing price of the Common Stock on that date ($ 9.89 per share), the aggregate market value of such Common Stock was $ 38,497,770,761 .
Ford develops and delivers innovative, must-have Ford trucks, sport utility vehicles, commercial vans and cars, and Lincoln luxury vehicles, along with connected services.
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