F-PBMEDIUM SIGNALFINANCIAL10-K

Ford reported substantially higher interest expenses alongside improved profitability and stronger operating cash flow generation.

The significant increase in interest expense suggests Ford has taken on considerably more debt or is facing higher borrowing costs, which could pressure future margins despite current profitability improvements. The combination of stronger cash generation and declining stockholder equity indicates potential capital allocation changes, possibly involving increased shareholder returns or debt servicing.

Comparing 2026-02-11 vs 2025-02-06View on EDGAR →
FINANCIAL ANALYSIS

Ford's financial profile shows mixed signals with operating performance strengthening meaningfully - net income grew over one-third and operating cash flow expanded substantially to $21.3B. However, interest expenses increased dramatically, suggesting a heavier debt burden that could constrain future earnings growth. The decline in stockholder equity to $36.0B, combined with higher R&D spending, indicates Ford is investing in its transformation while managing increased financial leverage.

FINANCIAL STATEMENT CHANGES
Interest Expense
P&L
+65.8%
$4.6B$7.6B

Interest expense surged 65.8% — significant debt increase or rising rates materially impacting earnings.

Operating Cash Flow
Cash Flow
+38%
$15.4B$21.3B

Operating cash flow surged 38% — exceptional cash generation, highest quality earnings signal.

Net Income
P&L
+35.2%
$4.3B$5.9B

Net income grew 35.2% — bottom-line growth signals improving overall business health.

Stockholders Equity
Balance Sheet
-19.8%
$44.8B$36.0B

Equity decreased 19.8% — buybacks or losses reducing book value, monitor solvency ratios.

R&D Expense
P&L
+17.5%
$8.0B$9.4B

R&D investment increased 17.5% — signals commitment to future product development, though near-term margin impact.

LANGUAGE CHANGES
NEW — 2026-02-11
PRIOR — 2025-02-06
ADDED
Based on the New York Stock Exchange Composite Transaction closing price of the Common Stock on that date ($10.85 per share), the aggregate market value of such Common Stock was $ 42,411,872,532 .
The shares of Common Stock and Class B Stock outstanding at June 30, 2025 included shares owned by persons who may be deemed to be affiliates of Ford.
As of February 6, 2026, Ford had outstanding 3,918,623,149 shares of Common Stock and 70,852,076 shares of Class B Stock.
Based on the New York Stock Exchange Composite Transaction closing price of the Common Stock on that date ($13.80 per share), the aggregate market value of such Common Stock was $54,076,999,456.
Ford develops and delivers innovative, must-have Ford trucks, sport utility vehicles, commercial vans and cars, and Lincoln luxury vehicles, along with connected services, including BlueCruise (ADAS) and security.
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REMOVED
Based on the New York Stock Exchange Composite Transaction closing price of the Common Stock on that date ($ 12.54 per share), the aggregate market value of such Common Stock was $ 48,960,272,506 .
The shares of Common Stock and Class B Stock outstanding at June 28, 2024 included shares owned by persons who may be deemed to be affiliates of Ford.
As of February 3, 2025, Ford had outstanding 3,892,595,628 shares of Common Stock and 70,852,076 shares of Class B Stock.
Based on the New York Stock Exchange Composite Transaction closing price of the Common Stock on that date ($ 9.89 per share), the aggregate market value of such Common Stock was $ 38,497,770,761 .
Ford develops and delivers innovative, must-have Ford trucks, sport utility vehicles, commercial vans and cars, and Lincoln luxury vehicles, along with connected services.
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