DX-PCHIGH SIGNALFINANCIAL10-K

DX-PC underwent a major capital raise that substantially expanded its equity base and share count, transforming the company's financial profile.

The company more than doubled its outstanding shares from 90.5 million to 202 million, indicating a significant equity issuance or restructuring event that provided substantial new capital. This dramatic recapitalization suggests either aggressive expansion plans, balance sheet restructuring, or potentially dilutive financing that existing shareholders should evaluate carefully.

Comparing 2026-02-25 vs 2025-02-28View on EDGAR →
FINANCIAL ANALYSIS

DX-PC's balance sheet reflects a major capital infusion, with stockholders' equity growing substantially from $371M to $617M alongside meaningfully higher cash positions increasing to $531M. Net interest income grew a solid 12% to $127M, indicating the core mortgage REIT business performed well operationally. The company also reduced its debt burden modestly, suggesting a stronger overall financial position post-recapitalization.

FINANCIAL STATEMENT CHANGES
Stockholders Equity
Balance Sheet
+66.1%
$371.3M$616.7M

Equity base grew 66.1% — retained earnings accumulation or equity issuance strengthening the balance sheet.

Cash & Equivalents
Balance Sheet
+40.8%
$377.1M$531.0M

Cash position surged 40.8% — strong cash generation or capital raise providing significant financial cushion.

Total Debt
Balance Sheet
-23.7%
$8.4M$6.4M

Debt reduced 23.7% — deleveraging strengthens balance sheet and reduces financial risk.

Net Interest Income
P&L
+12%
$113.5M$127.1M

Net interest income grew 12% — benefiting from rate environment or loan book expansion.

LANGUAGE CHANGES
NEW — 2026-02-25
PRIOR — 2025-02-28
ADDED
On February 20, 2026, the registrant had 201,983,261 shares outstanding of common stock, $ 0.01 par value, which is the registrant s only class of common stock.
is a real estate investment trust ( REIT ) structured to deliver dividends to shareholders supported by long term returns from investments in mortgage assets backed by U.S.
Our common and preferred stocks trade on the New York Stock Exchange ( NYSE ) under the ticker symbols DX and DXPRC , respectively.
We are internally managed and invest primarily in residential and commercial mortgage-backed securities ( RMBS and CMBS , respectively), which are backed by residential and commercial mortgage loans, and which are Agency securities guaranteed by U.S.
We may invest opportunistically in other mortgage-related assets consistent with our objectives.
We actively manage interest rate, prepayment, spread, liquidity, and counterparty risks.
The Dynex approach emphasizes risk management and disciplined capital allocation designed to preserve book value and support dividends across market cycles.
We operate to qualify as a REIT and to distribute at least 90% of our taxable income.
We also seek to maintain exclusion from registration under the Investment Company Act of 1940 (the 1940 Act ).
Please refer to Operating and Regulatory Structure within this Item 1, Business and Item 1A, Risk Factors of Part I of this Annual Report on Form 10-K for additional information.
REMOVED
On February 25, 2025, the registrant had 90,468,433 shares outstanding of common stock, $0.01 par value, which is the registrant s only class of common stock.
commenced operations in 1988 and is an internally managed mortgage real estate investment trust ( REIT ), which invests in mortgage-backed securities ( MBS ).
We finance our investments principally with repurchase agreements.
Our objective is to provide attractive risk-adjusted returns to our shareholders over the long term that are reflective of a leveraged, high-quality fixed income portfolio with a focus on capital preservation.
We seek to provide returns to our shareholders primarily through the payment of regular dividends and through capital appreciation of our investments.
As of December 31, 2024, we were primarily invested in Agency MBS, of which over 97% are residential MBS ( Agency RMBS ), including to-be-announced ( TBA ) securities.
The remainder of our investment portfolio as of December 31, 2024, was comprised of Agency commercial MBS ( Agency CMBS ) and Agency and non-Agency CMBS interest-only ( CMBS IO ) securities.
Agency MBS have an implicit guaranty of principal payment by an agency of the U.S.
government-sponsored entity ( GSE ) such as Fannie Mae and Freddie Mac.
Though the majority of our current investment portfolio is in fixed-rate Agency RMBS, we have allocated capital at various times over the last decade to a variety of other investments, including adjustable-rate Agency RMBS, fixed-rate Agency CMBS, investment grade and unrated non-Agency RMBS and CMBS, Agency and non-Agency CMBS IO, and residual interests in securitized 1 mortgage loans.
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