CWHMEDIUM SIGNALFINANCIAL10-K

CWH shows strong revenue and operating income growth but concerning balance sheet deterioration with 30% equity decline and significant liability increases.

The company is generating solid operational performance with 21% operating income growth, but the balance sheet shows stress with stockholders' equity dropping 30% while current liabilities surge 30%. The dramatic increase in accounts receivable and inventory suggests either strong growth momentum or potential collection/inventory management issues that warrant close monitoring.

Comparing 2026-02-27 vs 2025-02-28View on EDGAR →
FINANCIAL ANALYSIS

CWH delivered solid top-line growth with revenue increasing 11.8% to $4.8B and operating income jumping 21.3% to $180.2M, demonstrating improving operational efficiency. However, the balance sheet shows concerning deterioration with stockholders' equity falling 30% to $228.6M while current liabilities surged 30% to $2.2B, creating a potential liquidity squeeze. The 42% spike in accounts receivable and 16% inventory increase could signal either rapid expansion or emerging collection and working capital management challenges that investors should monitor closely.

FINANCIAL STATEMENT CHANGES
Accounts Receivable
Balance Sheet
+41.6%
$120.4M$170.5M

Receivables surged 41.6% — revenue recognized but not yet collected; watch for collection issues or channel stuffing.

Stockholders Equity
Balance Sheet
-30%
$326.6M$228.6M

Equity declined sharply — large losses, buybacks, or write-downs reducing book value significantly.

Current Liabilities
Balance Sheet
+29.9%
$1.7B$2.2B

Current liabilities rose 29.9% — increased short-term obligations, watch current ratio.

Dividends Paid
Cash Flow
+27%
$24.7M$31.4M

Dividend payments increased 27% — management confidence in sustained cash generation.

Operating Income
P&L
+21.3%
$148.6M$180.2M

Operating income improving — cost discipline or growing revenue base absorbing fixed costs.

Inventory
Balance Sheet
+15.9%
$1.8B$2.1B

Inventory built 15.9% — monitor whether demand supports this build or if write-downs may follow.

Current Assets
Balance Sheet
+15.3%
$2.3B$2.6B

Current assets grew 15.3% — improving short-term liquidity or inventory/receivables build.

Revenue
P&L
+11.8%
$4.3B$4.8B

Revenue growing 11.8% — solid top-line momentum, watch margins for quality of growth.

LANGUAGE CHANGES
NEW — 2026-02-27
PRIOR — 2025-02-28
ADDED
As of February 20, 2026, the registrant had 63,519,784 shares of Class A common stock outstanding, 39,466,964 shares of Class B common stock outstanding, and one share of Class C common stock outstanding.
The expansion into new, unfamiliar markets, businesses, product lines or categories presents increased risks that may prevent us from being profitable in any such new markets, businesses, product lines or categories.
Former Profits Unit Holders refers collectively to Brent Moody, Andris A.
CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS This Form 10-K contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.
(together with its subsidiaries) is America s largest retailer of RVs and related products and services.
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REMOVED
As of February 21, 2025, the registrant had 62,541,422 shares of Class A common stock outstanding, 39,466,964 shares of Class B common stock outstanding, and one share of Class C common stock outstanding.
Our expansion into new, unfamiliar markets, businesses, product lines or categories presents increased risks that may prevent us from being profitable in these new markets, businesses, product lines or categories.
Original Equity Owners refers to the direct and certain indirect owners of interests in CWGS, LLC, collectively, prior to the Reorganization Transactions and Recapitalization (as defined in Note 1 Summary of Significant Accounting Policies and Note 19 Stockholders Equity to our consolidated financial statements included in Part II, Item 8 of this Form 10-K, respectively) conducted in conjunction with our IPO, including ML Acquisition, funds controlled by Crestview Partners II GP, L.P.
(together with its subsidiaries) is the world s largest retailer of RVs and related products and services.
Through our Camping World and Good Sam brands, our vision is to build a business that makes RVing and other outdoor activities fun and easy.
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