ADDED
Tax Reform Act Tax Cuts and Jobs Act Term Loan Unsecured term loan under the Credit Agreement Third Circuit United States Court of Appeals for the Third Circuit Title VII Title VII of the Civil Rights Act of 1964, 42 U.S.C 2000e et seq.
TriZetto The TriZetto Group, Inc., now known as Cognizant Technology Software Group, Inc.
As an AI builder, we provide deep expertise at the intersection of industry and technology, combining our perspective with extensive knowledge of our clients' organizations to build industry-specific platforms and incorporate context into systems, AI models and custom solutions.
Our values support our vision and enhance our ability to innovate and co-create with our clients.
See Note 3 and Note 18 to our consolidated financial statements for additional information.
Reportable Business Segments In 2025, we went to market across four industry-based operating segments, which are our four reportable business segments: (i) Health Sciences (HS) (ii) Financial Services (FS) (iii) Products and Resources (P R) and (iv) Communications, Media and Technology (CMT).
Demand in this segment is driven by our clients need to modernize legacy technology environments, strengthen operational resilience and adopt cloud, data and AI capabilities to meet evolving customer expectations and regulatory requirements.
Our clients are expanding enterprise AI adoption to enhance customer experience, improve risk and fraud management, accelerate underwriting and lending and modernize payments.
These initiatives require core platform modernization, greater use of advanced analytics and responsible AI frameworks to ensure transparency, security and compliance.
Demand in this segment is driven by our clients need for services related to AI adoption, modernization of business and technology operations, development of agentic ecosystems for the generation of new revenue streams, enhancing user experiences and driving operational efficiency.
REMOVED
Tax Reform Act Tax Cuts and Jobs Act Term Loan Unsecured term loan under the Credit Agreement TISAX Trusted Information Security Assessment Exchange TriZetto The TriZetto Group, Inc., now known as Cognizant Technology Software Group, Inc.
We provide industry expertise and close client collaboration, combining critical perspective with a flexible engagement style.
Digital, AI-enhanced services continue to be an important part of our portfolio, aligning with our clients' focus on becoming data-enabled, customer-centric and differentiated businesses.
We have evolved our values to prioritize those that support our vision and enhance our ability to innovate and co-create with our clients.
In 2024, we acquired Belcan, a leading global supplier of engineering research development services for the commercial aerospace, defense, space, marine and industrial verticals, and Thirdera, an Elite ServiceNow Partner specializing in advisory, implementation and optimization solutions related to the ServiceNow platform.
See Note 3 to our consolidated financial statements for additional information.
Financial Services (FS) Banking Insurance Products and Resources (P R) Retail and Consumer Goods Manufacturing, Logistics, Energy and Utilities Travel and Hospitality Communications, Media and Technology (CMT) - This reportable business segment is comprised of a single operating segment of the same name.
Beginning in 2025, we go to market across four industry-based operating segments, which will match our four reportable business segments - (i) Health Sciences (ii) Financial Services (iii) Products and Resources and (iv) Communications, Media and Technology.
These changes reflect how the operating segments will be managed and reported to the CODM but will not affect the reportable segments' financial results.
Our clients increasingly feel the need to transform and are therefore redirecting their focus and investment to new operating models and embracing DevOps, AI and other key technologies that enable quick adjustments to shifts in their markets.