CSXMEDIUM SIGNALFINANCIAL10-K

CSX delivered solid revenue growth of 18% while facing margin pressure that resulted in lower operating income and net income despite the top-line expansion.

The revenue growth indicates successful market share capture or pricing power, but the decline in profitability metrics suggests either cost inflation pressures or operational inefficiencies that management needs to address. The reduced share buyback activity coupled with higher dividend payments reflects a more conservative capital allocation approach, which may signal management's cautious outlook on near-term cash generation.

Comparing 2026-02-12 vs 2025-02-27View on EDGAR →
FINANCIAL ANALYSIS

CSX demonstrated strong revenue momentum with an 18% increase to $10.6B, but this growth came at the expense of profitability as both operating income and net income declined by double-digit percentages. Operating cash flow dropped 12% to $4.6B, reflecting the margin compression, while the company reduced share repurchases significantly and increased dividend payments. The overall picture suggests a company successfully growing its business but grappling with cost management challenges that are pressuring returns.

FINANCIAL STATEMENT CHANGES
Share Buybacks
Cash Flow
-37.6%
$2.2B$1.4B

Buyback activity reduced 37.6% — capital being redeployed elsewhere or cash conservation underway.

Revenue
P&L
+17.6%
$9.0B$10.6B

Revenue growing 17.6% — solid top-line momentum, watch margins for quality of growth.

Net Income
P&L
-16.7%
$3.5B$2.9B

Net income declined 16.7% — review whether driven by operations, interest costs, or non-recurring items.

Dividends Paid
Cash Flow
+16.3%
$480.0M$558.0M

Dividend payments increased 16.3% — management confidence in sustained cash generation.

Operating Income
P&L
-13.8%
$5.2B$4.5B

Operating profitability softening — costs rising faster than revenue, watch for margin recovery plan.

Cash & Equivalents
Balance Sheet
-12.6%
$2.2B$2.0B

Cash decreased 12.6% — monitor burn rate and upcoming capital needs.

Operating Cash Flow
Cash Flow
-12.1%
$5.2B$4.6B

Operating cash flow softened — monitor whether temporary working capital timing or structural deterioration.

LANGUAGE CHANGES
NEW — 2026-02-12
PRIOR — 2025-02-27
ADDED
There were 1,859,556,799 shares of Common Stock outstanding on January 31, 2026 (the latest practicable date that is closest to the filing date).
Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 118 9A.
Exhibits, Financial Statement Schedules 122 Signatures 127 CSX 2025 Form 10-K p.2 CSX CORPORATION PART I Item 1.
CSXT also serves thousands of production and distribution facilities through track connections with other Class I railroads and approximately 250 short-line and regional railroads.
When this operating model is executed effectively, the Company competes for additional business in the U.S.
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REMOVED
There were 1,894,616,582 shares of Common Stock outstanding on January 31, 2025 (the latest practicable date that is closest to the filing date).
Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 127 9A.
Exhibits, Financial Statement Schedules 131 Signatures 135 CSX 2024 Form 10-K p.2 CSX CORPORATION PART I Item 1.
CSXT also serves thousands of production and distribution facilities through track connections with other Class I railroads and more than 240 short-line and regional railroads.
On June 1, 2022, CSX completed its acquisition of Pan Am Systems, Inc.
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