ADDED
A wide variety of factors continue to impact financial and economic conditions.
Consumer and economic uncertainty due to rapid changes in global trade policies, including the imposition of tariffs and potential changes to existing tariffs, are also causing market volatility and heightening concerns regarding inflation.
Reactions to these factors and fluctuations in the value of the U.S.
dollar compared to foreign currencies may: result in reduced economic growth in the United States, the targeted nations and globally; increase inflation; disrupt global supply chains; and increase volatility in financial markets, including currency and interest rate markets.
CNO is a holding company for a group of insurance companies that develop, market and administer health insurance, annuity, individual life insurance and other insurance and financial services products.
As of December 31, 2025, we had total assets of $38.8 billion and shareholders' equity of $2.6 billion (which included an accumulated other comprehensive loss of $1.1 billion).
For the year ended December 31, 2025, we had revenues of $4.5 billion and net income of $229.3 million.
The Consumer and Worksite Divisions are primarily focused on marketing insurance products, several types of which are sold in both divisions and underwritten in the same manner.
In addition, we have filed as exhibits to this 2025 Form 10-K the applicable certifications of the Company's Chief Executive Officer and Chief Financial Officer required under Section 302 of the Sarbanes-Oxley Act of 2002 regarding the Company's public disclosures.
We had premium collections of $4.6 billion, $4.4 billion and $4.1 billion in 2025, 2024 and 2023, respectively.
REMOVED
CNO Financial Group, Inc., a Delaware corporation ("CNO"), is a holding company for a group of insurance companies that develop, market and administer health insurance, annuity, individual life insurance and other insurance and financial services products.
As of December 31, 2024, we had total assets of $37.9 billion and shareholders' equity of $2.5 billion (which included an accumulated other comprehensive loss of $1.4 billion).
For the year ended December 31, 2024, we had revenues of $4.4 billion and net income of $404.0 million.
The Worksite Division also offers a suite of voluntary benefits, benefits administration technology and year-round advocacy services to reduce costs and increase benefits engagement to employers and their employees.
In May 2024, we filed with the New York Stock Exchange the Annual CEO Certification regarding the Company's compliance with their Corporate Governance listing standards as required by Section 303A.12(a) of the New York Stock Exchange Listed Company Manual.
In addition, we have filed as exhibits to this 2024 Form 10-K the applicable 6 Table of Co n t e n t s certifications of the Company's Chief Executive Officer and Chief Financial Officer required under Section 302 of the Sarbanes-Oxley Act of 2002 regarding the Company's public disclosures.
We had premium collections of $4.4 billion, $4.1 billion and $4.1 billion in 2024, 2023 and 2022, respectively.
Sales to residents of the following states accounted for at least 5 percent of our 2024 collected premiums: Florida (11 percent), Iowa (6 percent), Pennsylvania (5 percent), California (5 percent) and Texas (5 percent).
7 Table of Co n t e n t s Worksite Division: The Worksite Division focuses on the sale of voluntary benefit life and health insurance products in the workplace for businesses, associations, and other membership groups, interacting with customers at their place of employment and virtually.
With a separate Worksite Division, we are bringing a sharper focus to this high-growth business while further capitalizing on the strength of our wholly-owned subsidiary, Optavise, LLC ("Optavise").