CHCIHIGH SIGNALFINANCIAL10-K

CHCI experienced a dramatic operational deterioration with gross profit swinging from $2.5M positive to -$431K negative while operating cash flow declined 55%.

The company's core profitability has collapsed entirely, moving from generating positive gross margins to operating at a loss, which represents a fundamental breakdown in the business model. Despite growing their managed portfolio from 72 to 92 assets and completing major developments like the JW Marriott, the company cannot generate positive gross profits, indicating severe operational inefficiencies or pricing pressures.

Comparing 2026-03-17 vs 2025-03-21View on EDGAR →
FINANCIAL ANALYSIS

CHCI shows a contradictory financial picture where the balance sheet expanded significantly with total assets growing 31% to $85M and stockholders' equity increasing 34% to $70M, but operational performance collapsed catastrophically. Gross profit turned sharply negative at -$431K from a positive $2.5M, while operating cash flow dropped 55% to $4.8M and interest expense quadrupled to $171K. This suggests the company is burning through cash to fund growth while losing money on core operations, creating an unsustainable trajectory despite the stronger balance sheet position.

FINANCIAL STATEMENT CHANGES
Accounts Receivable
Balance Sheet
+995.7%
$46K$504K

Receivables surged 995.7% — revenue recognized but not yet collected; watch for collection issues or channel stuffing.

Interest Expense
P&L
+317.1%
$41K$171K

Interest expense surged 317.1% — significant debt increase or rising rates materially impacting earnings.

Gross Profit
P&L
-116.9%
$2.5M-$431K

Gross margin compression — rising input costs, pricing pressure, or unfavorable product mix shift.

Operating Cash Flow
Cash Flow
-55.1%
$10.7M$4.8M

Operating cash flow fell 55.1% — earnings quality concerns; investigate working capital changes and non-cash items.

Capital Expenditure
Cash Flow
+48.1%
$54K$80K

Capital expenditure jumped 48.1% — major investment cycle underway; assess returns on deployment.

Current Liabilities
Balance Sheet
+45.5%
$6.7M$9.7M

Current liabilities surged 45.5% — significant near-term obligations; verify ability to meet short-term debt.

Current Assets
Balance Sheet
+45%
$36.7M$53.3M

Current assets grew 45% — improving short-term liquidity or inventory/receivables build.

Stockholders Equity
Balance Sheet
+33.6%
$52.4M$70.0M

Equity base grew 33.6% — retained earnings accumulation or equity issuance strengthening the balance sheet.

Total Assets
Balance Sheet
+31%
$64.9M$85.0M

Asset base grew 31% — expansion through organic growth, acquisitions, or capital deployment.

Share Buybacks
Cash Flow
-23.3%
$103K$79K

Buyback activity reduced 23.3% — capital being redeployed elsewhere or cash conservation underway.

LANGUAGE CHANGES
NEW — 2026-03-17
PRIOR — 2025-03-21
ADDED
We have become one of the area s premier real estate services companies by creating extraordinary places, delivering exceptional experiences, and generating excellent results for all stakeholders.
We specialize in supporting the seamless integration of residential, commercial, and retail offerings into vibrant mixed-use communities, exemplified by Reston Station and Loudoun Station, the two flagship developments that make up our Anchor Portfolio and are among the region's largest and most prominent mixed-use, transit-oriented neighborhoods (see "Our Portfolio" for additional information).
The following table summarizes the operating assets, categorized by asset type, that were included in our managed portfolio as of December 31, 2025: Type # of Assets Size/Scale % Leased Commercial (1) 15 2.6 million sqft.
/ 248 keys ParkX - Garages (4) 34 ~26,000 spaces ParkX - Security Other (5) 35 ~8,000 hrs/week Total 92 (1) Commercial % leased includes 2024 delivery of a new Trophy-class office tower located in The Row at Reston Station that is not yet stabilized.
(2) Includes JW Marriott Residences - Reston Station, luxury condominiums that were delivered in September 2025 for which we are providing property management services.
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REMOVED
We have become the area s premier real estate service company by creating extraordinary places, providing exceptional experiences, and generating excellent results for all stakeholders.
We specialize in supporting the seamless integration of residential, commercial, and retail offerings into vibrant mixed-use communities, exemplified by Reston Station and Loudoun Station, two assets in our Anchor Portfolio (see "Our Portfolio" for additional information) that are among the region's largest and most prominent mixed-use, transit-oriented developments.
The following table summarizes the operating assets that were included in our managed portfolio as of December 31, 2024: Type # of Assets Size/Scale % Leased Commercial (1) 14 2.3 million sqft.
/ ~1,700 units 96% ParkX - Garages 32 22,000+ spaces ParkX - Security Other (2) 20 ~2,500 hrs/week Total 72 (1) Commercial % leased includes Q1 2024 delivery of a new office tower located in The Row at Reston Station.
Excluding that impact, the % leased for stabilized assets is 93%.
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