CCRNHIGH SIGNALFINANCIAL10-K

CCRN experienced a massive revenue surge of 307% alongside a dramatic deterioration in profitability, with net losses exploding from -$4.8M to -$94.9M.

This extreme divergence between revenue growth and profitability suggests either a major acquisition, significant integration costs, or fundamental operational challenges in scaling the business. The company appears to be investing heavily in growth at the expense of near-term profitability, which represents a material shift in business performance that warrants immediate investor attention.

Comparing 2026-03-09 vs 2025-03-05View on EDGAR →
FINANCIAL ANALYSIS

CCRN's financial profile transformed dramatically with revenue quadrupling to $816.5M while net losses exploded nearly 19x to -$94.9M, indicating severe margin compression or one-time charges. The balance sheet improved with higher cash balances, reduced liabilities, and lower receivables, while operating cash flow declined 60% and share buybacks were substantially reduced. This combination suggests the company is either integrating a major acquisition or experiencing significant operational challenges despite strong top-line growth, creating uncertainty about the sustainability of current performance levels.

FINANCIAL STATEMENT CHANGES
Net Income
P&L
-1886.8%
-$4.8M-$94.9M

Net income declined 1886.8% — review whether driven by operations, interest costs, or non-recurring items.

Operating Income
P&L
-400.5%
-$16.9M-$84.4M

Operating income deteriorated sharply — investigate whether driven by one-time charges or structural cost issues.

Revenue
P&L
+306.8%
$200.7M$816.5M

Strong top-line growth of 306.8% — accelerating demand or successful expansion into new markets.

Share Buybacks
Cash Flow
-81.7%
$37.3M$6.8M

Buyback activity reduced 81.7% — capital being redeployed elsewhere or cash conservation underway.

Operating Cash Flow
Cash Flow
-59.8%
$120.1M$48.3M

Operating cash flow fell 59.8% — earnings quality concerns; investigate working capital changes and non-cash items.

Interest Expense
P&L
-43.8%
$14.4M$8.1M

Interest expense declined — debt repayment or refinancing at lower rates improving earnings quality.

Current Liabilities
Balance Sheet
-35.4%
$120.4M$77.8M

Current liabilities reduced — improved short-term financial position and working capital health.

Cash & Equivalents
Balance Sheet
+33.2%
$81.6M$108.7M

Cash position surged 33.2% — strong cash generation or capital raise providing significant financial cushion.

Total Liabilities
Balance Sheet
-25.9%
$170.3M$126.1M

Liabilities reduced 25.9% — deleveraging improves balance sheet strength and financial flexibility.

Accounts Receivable
Balance Sheet
-25%
$223.2M$167.5M

Receivables declined — improved collection efficiency or conservative revenue recognition.

LANGUAGE CHANGES
NEW — 2026-03-09
PRIOR — 2025-03-05
ADDED
As of February 17, 2026 , 32,318,741 s hares of Common Stock, $0.0001 par value per share, were outstanding.
Form 10-K Summary 46 SIGNATURES 46 All references to we, us, our, the Company, or Cross Country in this Annual Report on Form 10-K means Cross Country Healthcare, Inc., and its consolidated subsidiaries.
(Nasdaq: CCRN) is a healthcare workforce solutions company delivering an AI-powered digital platform and advisory services, backed by nearly 40 years of healthcare labor expertise, to help health systems optimize and sustain their entire labor ecosystem.
Through Intellify , Cross Country's cloud-based workforce management and vendor management system, health systems gain clear visibility across internal and contingent labor.
Intel lify integrates with core hospital systems and brings all service lines, including non-clinical, nursing, allied health, and locums, into one centralized view.
+7 more — sign up free →
REMOVED
Employer Identification No.) 6551 Park of Commerce Boulevard, N.W.
As of February 18, 2025 , 32,812,580 s hares of Common Stock, $0.0001 par value per share, were outstanding.
Form 10-K Summary 47 SIGNATURES 47 All references to we, us, our, "the Company," or Cross Country in this Annual Report on Form 10-K means Cross Country Healthcare, Inc., and its consolidated subsidiaries.
(Nasdaq: CCRN) is a market-leading, tech-enabled workforce solutions and advisory firm with 38 years of industry experience and insight.
We help customers tackle complex labor-related challenges and achieve high-quality outcomes, while reducing complexity and improving visibility through data-driven insights.
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