CBLHIGH SIGNALFINANCIAL10-K

CBL delivered exceptional operating performance with operating income surging 364% to $232.6M while simultaneously reducing interest expense by 20%, indicating significant operational improvements and deleveraging progress.

This represents a dramatic turnaround for CBL, with operating income jumping from $50M to $233M suggesting either major asset dispositions, operational restructuring success, or one-time gains. The concurrent reduction in interest expense indicates successful debt reduction or refinancing at lower rates, which is particularly meaningful for a REIT where interest costs significantly impact profitability.

Comparing 2026-03-03 vs 2025-03-03View on EDGAR →
FINANCIAL ANALYSIS

CBL showed remarkable financial improvement across all key metrics, with operating income exploding 364% to $232.6M, net income more than doubling to $136M, and revenue growing a solid 12% to $578M. The company simultaneously reduced interest expense by 20% to $172.9M and generated stronger operating cash flows of $249.7M, while moderating share buybacks from $36.5M to $18.1M. This financial profile suggests CBL has successfully executed a turnaround strategy, likely through asset optimization and debt reduction, positioning the REIT for sustained profitability after years of challenges.

FINANCIAL STATEMENT CHANGES
Operating Income
P&L
+363.6%
$50.2M$232.6M

Operating leverage kicking in — revenue growth outpacing cost growth, a hallmark of scaling businesses.

Net Income
P&L
+130.6%
$59.0M$136.0M

Net income grew 130.6% — bottom-line growth signals improving overall business health.

Share Buybacks
Cash Flow
-50.5%
$36.5M$18.1M

Buyback activity reduced 50.5% — capital being redeployed elsewhere or cash conservation underway.

Operating Cash Flow
Cash Flow
+23.5%
$202.2M$249.7M

Operating cash flow grew 23.5% — strong conversion of earnings to cash, healthy business fundamentals.

Interest Expense
P&L
-20.4%
$217.3M$172.9M

Interest expense declined — debt repayment or refinancing at lower rates improving earnings quality.

Stockholders Equity
Balance Sheet
+15.9%
$323.5M$374.9M

Equity base grew 15.9% — retained earnings accumulation or equity issuance strengthening the balance sheet.

Revenue
P&L
+12.2%
$515.6M$578.4M

Revenue growing 12.2% — solid top-line momentum, watch margins for quality of growth.

LANGUAGE CHANGES
NEW — 2026-03-03
PRIOR — 2025-03-03
ADDED
Management s Discussion and Analysis of Financial Condition and Results of Operations 46 7A.
At December 31, 2025, our properties are located in 22 states, but are primarily in the southeastern and midwestern United States.
2 Significant Markets and Tenants Top Five Markets Our top five markets, based on the percentage of our share of total revenues attributable to each such market, were as follows for the year ended December 31, 2025: Market Percentage of Total Revenues (1) Chattanooga, TN 6.7 % St.
Louis, MO 6.5 % Nashville, TN 5.0 % Lexington, KY 4.3 % Kansas City, KS 4.2 % (1) Includes the Company s proportionate share of total revenues from consolidated and unconsolidated affiliates based on the ownership percentage in the respective joint venture and any other applicable terms.
Top 25 Tenants Our top 25 tenants based on percentage of total revenues were as follows for the year ended December 31, 2025: Tenant Number of Stores Square Feet Percentage of Total Revenues (1) 1 Victoria's Secret Co.
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REMOVED
Management s Discussion and Analysis of Financial Condition and Results of Operations 45 7A.
At December 31, 2024, our properties are located in 21 states, but are primarily in the southeastern and midwestern United States.
2 Significant Markets and Tenants Top Five Markets Our top five markets, based on percentage of total revenues, were as follows for the year ended December 31, 2024: Market Percentage of Total Revenues (1) Chattanooga, TN 6.8 % St.
Louis, MO 4.4 % Lexington, KY 4.3 % Laredo, TX 4.0 % Fayetteville, NC 3.6 % (1) Includes the Company s proportionate share of total revenues from consolidated and unconsolidated affiliates based on the ownership percentage in the respective joint venture and any other applicable terms.
Top 25 Tenants Our top 25 tenants based on percentage of total revenues were as follows for the year ended December 31, 2024: Tenant Number of Stores Square Feet Percentage of Total Revenues (1) 1 Signet Group, PLC (2) 107 163,523 2.72 % 2 Victoria's Secret Co.
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