CARGHIGH SIGNALFINANCIAL10-K

CARG delivered exceptional financial performance with revenue growing 282% and operating income surging 1,723%, while simultaneously executing aggressive share buybacks totaling $352M.

The dramatic improvement in operating leverage (operating income growing 6x faster than revenue) suggests CARG has achieved significant scale efficiencies and margin expansion. However, the company reduced cash by 37% and equity by 31% primarily due to massive share repurchases, indicating management's confidence in the business but potentially constraining financial flexibility.

Comparing 2026-02-19 vs 2025-02-20View on EDGAR →
FINANCIAL ANALYSIS

CARG demonstrated explosive growth with revenue nearly quadrupling to $317M and gross profit margins expanding substantially, driving operating income from $13M to $244M. The company aggressively returned capital through $352M in share buybacks (up 141%), reducing share count and explaining the 37% decline in cash and 31% drop in stockholders' equity. The dramatic reduction in capex from $75M to $6M, combined with the exceptional profitability gains, signals a maturing business model that has transitioned from heavy investment phase to cash generation and capital return mode.

FINANCIAL STATEMENT CHANGES
Operating Income
P&L
+1722.6%
$13.4M$244.4M

Operating leverage kicking in — revenue growth outpacing cost growth, a hallmark of scaling businesses.

Net Income
P&L
+643.4%
$21.0M$155.9M

Net income grew 643.4% — bottom-line growth signals improving overall business health.

Gross Profit
P&L
+291.9%
$214.7M$841.5M

Gross profit expanding — improving pricing power or product mix shift toward higher-margin offerings.

Revenue
P&L
+281.8%
$83.0M$316.9M

Strong top-line growth of 281.8% — accelerating demand or successful expansion into new markets.

Share Buybacks
Cash Flow
+140.8%
$146.2M$351.9M

Share repurchases increased 140.8% — management returning capital, signals confidence in intrinsic value.

Capital Expenditure
Cash Flow
-91.5%
$75.2M$6.4M

Capex reduced 91.5% — investment cycle winding down or capital discipline; may improve near-term free cash flow.

Cash & Equivalents
Balance Sheet
-37.4%
$304.2M$190.5M

Cash declined 37.4% — significant cash burn or deployment; verify adequacy of remaining liquidity runway.

Stockholders Equity
Balance Sheet
-30.9%
$541.7M$374.2M

Equity declined sharply — large losses, buybacks, or write-downs reducing book value significantly.

Current Assets
Balance Sheet
-27.7%
$391.2M$282.9M

Current assets declined 27.7% — monitor working capital adequacy and short-term liquidity.

Total Assets
Balance Sheet
-19.7%
$824.5M$661.9M

Total assets contracted 19.7% — asset sales, write-downs, or balance sheet optimization underway.

LANGUAGE CHANGES
NEW — 2026-02-19
PRIOR — 2025-02-20
ADDED
As of February 12, 2026 , the registrant had 80,972,897 shares of Class A common stock, and 14,216,250 shares of Class B common stock, par value $0.001 per share, outstanding.
Should one or more of these risks or other uncertainties materialize, or if underlying assumptions prove incorrect, actual outcomes may vary materially from those described or implied in the forward-looking statements.
Who We Are CarGurus is a multinational automotive platform helping consumers and dealers confidently buy and sell vehicles.
Founded in 2006 with a mission to bring more trust and transparency to car shopping, CarGurus is the No.
1 with the largest selection of inventory and network of dealers 2 .
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REMOVED
As of February 13, 2025, the registrant had 89,429,066 shares of Class A common stock, and 14,986,745 shares of Class B common stock, par value $0.001 per share, outstanding.
Who We Are CarGurus is a multinational, online automotive platform for buying and selling vehicles that is building upon its industry-leading listings marketplace with both digital retail solutions and the CarOffer online wholesale platform, each powered by data-driven insights.
The CarGurus platform gives consumers the confidence to purchase and/or sell a vehicle either online or in person, and it gives dealerships the power to accurately price, effectively market, instantly acquire, and quickly sell vehicles, all with a nationwide reach.
We use proprietary technology, search algorithms, and data analytics to bring trust, transparency, and competitive pricing to the automotive shopping experience.
CarOffer is a subsidiary of CarGurus and operates as an independent brand.
+7 more — sign up free →
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