ADDED
common stock outstanding on September 30, 2025: 1,789,266,159 Available online at www.citigroup.com This page intentionally left blank.
Certain reclassifications have been made to the prior periods financial statements and disclosures to conform to the current period s presentation, including the following: Effective July 1, 2025, gains and losses on certain economic and qualifying hedging derivatives and foreign currency transaction gains and losses related to non-U.S.
dollar debt and certain foreign operations in countries with highly inflationary economies with the U.S.
dollar as their functional currency reported within Services , Markets , Banking and All Other Corporate Other, which were previously presented within Other revenue , are now presented within Principal transactions .
Effective July 1, 2025, certain expenses incurred in ongoing support of products and services that are predominantly variable costs, which were previously presented within Other operating expenses and Transactional and tax charges , are now aggregated and presented within a new expenses category, Transactional and product servicing (see Glossary below for definition).
REMOVED
common stock outstanding on June 30, 2025: 1,840,897,898 Available online at www.citigroup.com This page intentionally left blank.
Certain reclassifications have been made to the prior periods financial statements and disclosures to conform to the current period s presentation, including, effective January 1, 2025, certain transaction processing fees paid by Citi, primarily to credit card networks, reported within U.S.
(1) Includes the remaining three exit countries (Korea, Poland and Russia).
Citi s positive operating leverage was driven by revenue growth of 8% and disciplined expense management (up 2%).
Citi continued to advance its transformation through the second quarter of 2025, including, among other things, making key investments to consolidate and modernize its infrastructure, retiring legacy applications and improving risk and controls, such as enhancing compliance risk management and updating its financial forecasting engine for stress metrics.