BLNEHIGH SIGNALFINANCIAL10-K

BLNE underwent a dramatic business transformation with massive share dilution (279% increase in shares outstanding) while doubling revenue but suffering severe margin compression and deteriorating cash burn.

The company appears to have raised significant capital through equity dilution, evidenced by the cash increase and massive jump in outstanding shares from 8.1M to 30.6M shares. Despite doubling revenue to $7.8M, gross profit margins collapsed from 63% to 14%, suggesting either a shift to lower-margin business lines or severe operational challenges that investors should investigate immediately.

Comparing 2026-03-31 vs 2025-04-15View on EDGAR →
FINANCIAL ANALYSIS

While BLNE successfully doubled revenue to $7.8M and improved its cash position from $391K to $3.1M, the underlying financial health deteriorated dramatically. Gross profit margins collapsed from 63% to 14% despite the revenue growth, operating losses more than doubled to -$19.5M, and operating cash burn increased 564% to -$21.4M annually. The 279% increase in shares outstanding suggests the company raised capital through highly dilutive equity financing, which temporarily improved liquidity but at enormous cost to existing shareholders while fundamental operational challenges remain unresolved.

FINANCIAL STATEMENT CHANGES
Cash & Equivalents
Balance Sheet
+683.6%
$391K$3.1M

Cash position surged 683.6% — strong cash generation or capital raise providing significant financial cushion.

Operating Cash Flow
Cash Flow
-564.1%
-$3.2M-$21.4M

Operating cash flow fell 564.1% — earnings quality concerns; investigate working capital changes and non-cash items.

Total Deposits
Balance Sheet
+400%
$40K$200K

Deposits grew 400% — expanding customer base or increased trust in the institution.

Operating Income
P&L
-116.4%
-$9.0M-$19.5M

Operating income deteriorated sharply — investigate whether driven by one-time charges or structural cost issues.

Revenue
P&L
+106%
$3.8M$7.8M

Strong top-line growth of 106% — accelerating demand or successful expansion into new markets.

Net Income
P&L
-104.4%
-$11.3M-$23.2M

Net income declined 104.4% — review whether driven by operations, interest costs, or non-recurring items.

Current Assets
Balance Sheet
+93%
$10.0M$19.4M

Current assets grew 93% — improving short-term liquidity or inventory/receivables build.

Capital Expenditure
Cash Flow
-92.3%
$194K$15K

Capex reduced 92.3% — investment cycle winding down or capital discipline; may improve near-term free cash flow.

Accounts Receivable
Balance Sheet
-85.1%
$134K$20K

Receivables declined — improved collection efficiency or conservative revenue recognition.

Gross Profit
P&L
-56.5%
$2.4M$1.1M

Gross margin compression — rising input costs, pricing pressure, or unfavorable product mix shift.

LANGUAGE CHANGES
NEW — 2026-03-31
PRIOR — 2025-04-15
ADDED
As of March 31, 2026, 30,647,369 shares of our common stock were outstanding.
Form 10-K Summary 67 SIGNATURES 68 2 PART I Cautionary Note Regarding Forward Looking Statements This Report contains forward-looking statements that involve risks and uncertainties, including statements regarding our plans and expectations for our operations, technology, financial results and growth prospects, anticipated or potential economic, industry and regulatory trends, strategic transactions and business plans including with respect to the Company s new BeelineEquity product and the perceived or anticipated benefits thereof, and our liquidity and potential future sources of capital.
ATM Agreement means the At The Market Offering Agreement between the Company and Ladenburg Thalmann Co., Inc.
ELOC Agreement means the Amended and Restated Common Stock Purchase Agreement between the Company and C/M Capital Master Fund, LP dated March 7, 2025, as amended.
(the Company ) was incorporated under the laws of Nevada in 2004.
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REMOVED
As of April 15, 2025, 8,096,479 shares of our common stock were outstanding.
implemented a one-for-10 reverse stock split of its common stock.
To facilitate comparative analysis, all statements in this Report regarding numbers of shares of common stock and all references to prices of a share of common stock if referencing events or circumstances occurring prior to March 12, 2025, have been modified to reflect the effect of the reverse stock split on a pro forma basis.
Form 10-K Summary 61 SIGNATURES 62 2 PART I Cautionary Note Regarding Forward Looking Statements This Report contains forward-looking statements that involve risks and uncertainties, including statements regarding our plans and expectations for our operations, technology, financial results and growth prospects, anticipated or potential economic, industry and regulatory trends, and our liquidity and potential future sources of capital.
Certain words and terms like Common Stock are not included in this Glossary.
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