AGLHIGH SIGNALRISK10-K

AGL received NYSE delisting notice for trading below $1.00 per share and is planning a reverse stock split while showing severely deteriorating financials across all key metrics.

The NYSE delisting notice represents a critical threshold event that signals severe market confidence issues and potential liquidity constraints for investors. The company's plan for a reverse stock split scheduled for shareholder approval in March 2026 indicates management acknowledges the stock price weakness is not temporary, creating significant dilution risk and stigma for existing shareholders.

Comparing 2026-02-25 vs 2025-02-25View on EDGAR →
FINANCIAL ANALYSIS

AGL's financial performance deteriorated dramatically with operating losses deepening 59% to -$463.2M and net losses widening 50% to -$391.3M, while operating cash flow burned an additional $48M compared to the prior year. The balance sheet contracted significantly with total assets declining 27% to $1.3B and stockholders' equity falling 29% to $471M, indicating substantial value destruction. Despite these severe operating losses and cash burn, the company paradoxically increased share buybacks from $6.7M to $200M, suggesting either poor capital allocation or potential accounting reclassifications that warrant investor scrutiny.

FINANCIAL STATEMENT CHANGES
Share Buybacks
Cash Flow
+2885.1%
$6.7M$200.0M

Share repurchases increased 2885.1% — management returning capital, signals confidence in intrinsic value.

Operating Cash Flow
Cash Flow
-83.1%
-$57.8M-$105.8M

Operating cash flow fell 83.1% — earnings quality concerns; investigate working capital changes and non-cash items.

Operating Income
P&L
-58.6%
-$292.1M-$463.2M

Operating income deteriorated sharply — investigate whether driven by one-time charges or structural cost issues.

Net Income
P&L
-50.4%
-$260.2M-$391.3M

Net income declined 50.4% — review whether driven by operations, interest costs, or non-recurring items.

Interest Expense
P&L
+47.1%
$4.5M$6.7M

Interest expense surged 47.1% — significant debt increase or rising rates materially impacting earnings.

Stockholders Equity
Balance Sheet
-28.8%
$661.8M$471.0M

Equity decreased 28.8% — buybacks or losses reducing book value, monitor solvency ratios.

Total Assets
Balance Sheet
-26.7%
$1.7B$1.3B

Total assets contracted 26.7% — asset sales, write-downs, or balance sheet optimization underway.

Current Assets
Balance Sheet
-24.8%
$1.5B$1.1B

Current assets declined 24.8% — monitor working capital adequacy and short-term liquidity.

LANGUAGE CHANGES
NEW — 2026-02-25
PRIOR — 2025-02-25
ADDED
As of February 19, 2026, there were 414,869,759 shares of common stock outstanding.
They appear in several places throughout this Report and include, without limitation, statements regarding our intentions, beliefs, assumptions or current expectations concerning, among other things, our financial position, results of operations, cash flows, prospects, growth strategies, and the impact of the new CMS LEAD Model (each as defined below).
On November 5, 2025, we received written notice (the Notice ) from the NYSE informing us that we are no longer in compliance with Section 802.01C of the NYSE Listed Company Manual because the average closing price of our common stock was less than $1.00 per share over a consecutive 30 trading-day period ended November 4, 2025 (the Price Criteria for Capital or Common Stock ).
We can regain compliance at any time within the six-month period following receipt of the Notice if, on the last trading day of any calendar month during the cure period (or the last trading day of the cure period), we have a closing share price of at least $1.00 and an average closing share price of at least $1.00 over the prior 30 trading-day period ending on the last trading day of the applicable calendar month or the cure period.
To regain compliance with the Price Criteria for Capital or Common Stock, we are pursuing a reverse stock split, subject to approval by our stockholders.
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REMOVED
As of February 21, 2025, there were 412,303,066 shares of common stock outstanding.
They appear in several places throughout this Report and include, without limitation, statements regarding our intentions, beliefs, assumptions or current expectations concerning, among other things, our financial position, results of operations, cash flows, prospects, and growth strategies.
Our platform has enabled us to grow our total membership by 36% and revenue by 40% from December 31, 2023 to December 31, 2024.
Our purpose-built platform is comprised of an integrated set of capabilities designed to continuously improve, helping our anchor physician groups to identify gaps in care, integrate seamlessly with payors, sustain their practices, and identify untapped opportunities for improved outcomes.
The premium payments to payors are based on county-level benchmark rates established by CMS and payors annual bid of amounts necessary to cover the cost of a standard MA patient, and are influenced by several factors, including, but not limited to, the applicable MA plan s STAR rating and CMS risk-adjustment model, which compensates payors based on the health status (acuity) of each individual patient in the preceding calendar year.
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