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BFH Insider Trading & Form 4 Activity

BREAD FINANCIAL HOLDINGS, INC.
Last filing: Jul 17, 2026·8 days ago
NEUTRAL · LAST 90 DAYS
100%
buyers
$60K
1 buy
$0
0 sells
$60K
net buying
1
insider
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Net flow — last 12 months

Monthly net of insider buys minus sells. Green months indicate net buying; red months indicate net selling.

Most active insiders

Ranked by total transaction value over the last 90 days.

INSIDERBOUGHTSOLDNET
Andretta Ralph J
President and CEO
$1.3M
-$1.3M
Fawcett John J.
Insider
$60K
$60K
Gerspach John C
Insider
$0
St Clair Joyce
Insider
$0
Turney Sharen J
Insider
$0
Tucker Laurie Anne
Insider
$0
Theriault Timothy J
Insider
$0
Lakhwara Praniti
Insider
$0

Recent transactions

Every Form 4 transaction for BFH, newest first.

AWARD
Gerspach John C · Insider
Tx Jul 15·Filed Jul 17·EDGAR ↗
730 sh
AWARD
Fawcett John J. · Insider
Tx Jun 15·Filed Jun 17·EDGAR ↗
1,638 sh
AWARD
St Clair Joyce · Insider
Tx Jun 15·Filed Jun 17·EDGAR ↗
1,638 sh
AWARD
Turney Sharen J · Insider
Tx Jun 15·Filed Jun 17·EDGAR ↗
1,638 sh
AWARD
Tucker Laurie Anne · Insider
Tx Jun 15·Filed Jun 17·EDGAR ↗
1,638 sh
AWARD
Theriault Timothy J · Insider
Tx Jun 15·Filed Jun 17·EDGAR ↗
1,638 sh
AWARD
Lakhwara Praniti · Insider
Tx Jun 15·Filed Jun 17·EDGAR ↗
1,638 sh
AWARD
Natarajan Rajesh · Insider
Tx Jun 15·Filed Jun 17·EDGAR ↗
1,638 sh
AWARD
Gerspach John C · Insider
Tx Jun 15·Filed Jun 17·EDGAR ↗
1,638 sh
SELL10b5-1
Andretta Ralph J · President and CEO
Tx May 29·Filed Jun 1·EDGAR ↗
12,500 sh @ $89.17
$1.1M
SELL10b5-1
Andretta Ralph J · President and CEO
Tx May 29·Filed Jun 1·EDGAR ↗
1,000 sh @ $89.57
$90K
SELL10b5-1
Andretta Ralph J · President and CEO
Tx May 29·Filed Jun 1·EDGAR ↗
1,500 sh @ $88.23
$132K
BUY
Fawcett John J. · Insider
Tx May 21·Filed May 22·EDGAR ↗
698 sh @ $86.43
$60K

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About BFH insider trading data

Form 4 is the SEC filing required when an officer, director, or 10% owner of a public company buys or sells the company's stock. By law, these filings must be submitted within two business days of the trade. Tracenotes pulls every Form 4 filing for BFH from EDGAR, parses it, and surfaces the activity on this page.

What insider buying tells you. Open-market purchases by insiders are widely studied as a meaningful signal. Unlike stock awards (which are compensation, not conviction), an executive spending their own money to buy shares of the company they run is a vote of confidence. Studies have found insider-buying clusters — three or more insiders buying within a short window — outperform the broader market over the following year.

What insider selling tells you. Selling is noisier. Many sales are pre-scheduled under SEC Rule 10b5-1 plans, which let insiders sell on a fixed schedule regardless of company news. We label these "10b5-1" so you can see them. Discretionary sales — sales not tied to a plan — are more meaningful, especially when multiple insiders sell in quick succession.

Tracenotes methodology. We scan EDGAR daily for new Form 4 filings, parse them into individual transactions, and detect clusters when three or more distinct insiders buy or sell within a 14-day window. The data on this page covers the last 12 months. For deeper analysis, Tracenotes also runs language-change detection on 10-K and 10-Q filings — that's our core product.

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Frequently asked questions

What is a Form 4 filing?

Form 4 is the SEC disclosure required when a company insider — an officer, director, or 10% owner — buys or sells the company's stock. By law these filings must be submitted within two business days of the trade.

Is insider buying BFH always bullish?

Open-market purchases by insiders are widely viewed as a bullish signal because executives are spending their own money. Stock awards and option exercises are part of compensation and don't carry the same weight, which is why we treat them separately on this page.

What is a 10b5-1 trade?

A trade made under SEC Rule 10b5-1, which lets insiders pre-schedule sales weeks or months in advance. These sales execute on a fixed plan regardless of company news, so they're a weaker signal than discretionary sales. We label them with a "10b5-1" tag.

What is an insider cluster?

A cluster is when three or more distinct insiders buy or sell within a 14-day window. Clusters are studied as stronger signals than single trades because multiple people independently reach the same view. We surface active clusters on BREAD FINANCIAL HOLDINGS, INC. (BFH) when they form.

Where does BFH insider trading data come from?

Every Form 4 filing for BFH is sourced directly from SEC EDGAR. Tracenotes scans EDGAR daily, parses each Form 4 into individual transactions, and updates this page within hours of new filings.

Nothing on this page constitutes investment advice. Form 4 data is sourced from SEC EDGAR and provided for research purposes only.

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